k*******e 发帖数: 373 | 1 看中了深圳一套房子,地理位置不错,南北朝向,看海。
离西部通道很近,去香港20分钟 (以后可能在那里工作)
不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。
现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20
%以内,因为是自住,可以承受)
收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降)
谢谢大家的建议了,如果需要更多的信息,我可以补充啊。 |
m****m 发帖数: 2211 | 2 这么贵你也考虑?
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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s****s 发帖数: 345 | 3 年龄 存款,etc
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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s****s 发帖数: 345 | 4
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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k*******e 发帖数: 373 | 5 29
存款 $200k
【在 s****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 年龄 存款,etc : : 理。 : 20
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v********d 发帖数: 618 | 6 Not a good time to buy real estate in China right now as the prices are too
crazy. It may go up the next year or so, but in the five years, well, most
likely, it will crash. |
b*****e 发帖数: 1125 | 7 Not sure about Shenzhen since the price there is too fluctuate. If it's
Shanghai, I will recommend for sure. Also the price is a little high for you
guys given you won't earn that much after going back to China or HK.
If it's investment purposes, this one is definitely not a good one.
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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k*******e 发帖数: 373 | 8 it is not for investment for sure.
I will probably reloacte to HK from US in a few years.
Definitely I will not buy any real state in HK now.
But I need to stay somewhere so Shenzhen will be ideal as it is my hometown.
40K RMB * 170 m2 = 6.8M RMB
Plus 30year interests it will be likely around 30k rmb per month for morgage
and 1.5M RMB for downpayment.
I am just a bit hesitant but I like the apartment very much.
you
【在 b*****e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Not sure about Shenzhen since the price there is too fluctuate. If it's : Shanghai, I will recommend for sure. Also the price is a little high for you : guys given you won't earn that much after going back to China or HK. : If it's investment purposes, this one is definitely not a good one. : : 理。 : 20
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b*****e 发帖数: 1125 | 9 30k*12 = RMB 360k = USD 53k/year. That's half of you current after-tax
income. Although you could get tax credit for that, you still will spend all
of your savings for downpayment and close to 50% of your monthly income for
mortgage.
Given you won't go back soon and still spend probably USD 20K above for
rental in US, you don't have much left.
I probably won't consider property in Shenzhen now if in you situation. An
investment property in US is probably better and you could sell and change
it t
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : it is not for investment for sure. : I will probably reloacte to HK from US in a few years. : Definitely I will not buy any real state in HK now. : But I need to stay somewhere so Shenzhen will be ideal as it is my hometown. : 40K RMB * 170 m2 = 6.8M RMB : Plus 30year interests it will be likely around 30k rmb per month for morgage : and 1.5M RMB for downpayment. : I am just a bit hesitant but I like the apartment very much. : : you
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m**********w 发帖数: 4161 | 10 1/4 after tax bah.
all
for
【在 b*****e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30k*12 = RMB 360k = USD 53k/year. That's half of you current after-tax : income. Although you could get tax credit for that, you still will spend all : of your savings for downpayment and close to 50% of your monthly income for : mortgage. : Given you won't go back soon and still spend probably USD 20K above for : rental in US, you don't have much left. : I probably won't consider property in Shenzhen now if in you situation. An : investment property in US is probably better and you could sell and change : it t
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k*******e 发帖数: 373 | 11 I think that is around 1/4 of house income after tax.
But still thanks for the advice
all
for
【在 b*****e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30k*12 = RMB 360k = USD 53k/year. That's half of you current after-tax : income. Although you could get tax credit for that, you still will spend all : of your savings for downpayment and close to 50% of your monthly income for : mortgage. : Given you won't go back soon and still spend probably USD 20K above for : rental in US, you don't have much left. : I probably won't consider property in Shenzhen now if in you situation. An : investment property in US is probably better and you could sell and change : it t
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n*****t 发帖数: 58 | 12 中国房价跳水的可能性越来越小,至少政府不想看到跳水。
如果是自住,我个人觉得什么时候买都没有问题。关键是2个因素:
1)这房子喜不喜欢,有没有觉得为了买而买,然后有种种遗憾。比如买大了,或者买小
了或者地段不
爽。
2)自己目前的财政状况买有没有问题,很吃力,还是一般。
如果以上2个方面没问题,就买。千万不要犹豫。我去年在上海买的房子的时候,人人
都不看好房价。但
我自住,跌了涨了和我无关。
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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s********z 发帖数: 5411 | 13 Go for it.
It will not drop if it is 20 min away from HK.
理。
20
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 看中了深圳一套房子,地理位置不错,南北朝向,看海。 : 离西部通道很近,去香港20分钟 (以后可能在那里工作) : 不过新房开盘价格要38000-45000RMB 一平米,170平米4房2厅。 平面设计不错挺合理。 : 现在问题是,不太了解国家政策,也不知道是否深圳房价最近是否会跳水20%以上 (20 : %以内,因为是自住,可以承受) : 收入两人税后: $220K (但是考虑到几年回国工资水平肯定会降) : 谢谢大家的建议了,如果需要更多的信息,我可以补充啊。
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k*******e 发帖数: 373 | 14 Update.
The price went up from 42k/M2 to 56k/M2. It was just crazy.
Way too high. I decided not to buy that for now.
【在 s********z 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Go for it. : It will not drop if it is 20 min away from HK. : : 理。 : 20
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c*********t 发帖数: 2341 | 15 貌似已经超过Manhattan的房价了
【在 k*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Update. : The price went up from 42k/M2 to 56k/M2. It was just crazy. : Way too high. I decided not to buy that for now.
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