M******9
发帖数: 223 | 1 我在American funds 开了IRA帐户，每次买卖FUNDS 要交6%手续费(COMMISION)，这高
么？有没有手续费少些的，给推荐一下？多谢！ |
s******e
发帖数: 15 | 2 My goodness. You're serious, right?
Most people would be happy with 6% annual return. You only need 12 years to
double your money with that kind of return.
How about E-trade or other discount services? They charge some where around
$10-15 per trade. You could do ETF, stock, and mutual funds.
Hope this helps. |
s********n
发帖数: 1962 | 3 你交的那不是手续费，那叫 front load，应该只有买的时候 charge。卖的时候是
另一回事 (back load). 6% 很高了，American funds 是这样的。
以后买 fund 之前先研究好，要买 no-load 的。Fidelity 和 Vanguard 多的是。
【在 M******9 的大作中提到】
: 我在American funds 开了IRA帐户，每次买卖FUNDS 要交6%手续费(COMMISION)，这高
: 么？有没有手续费少些的，给推荐一下？多谢！
|
s******e
发帖数: 15 | 4 BZ, are you sure about this?
LZ was saying 每次买卖FUNDS 要交6%手续费(COMMISION). The fee I mentioned on
E-Trade was transaction fee, since it charged buy and sell. If you buy and
see $3000 worth of stock, you pay $20-30, about 0.7-1%. This is not load to
talk about, at least not in the sense of mutual fund when you buy from a
bank.
I never fully understand the fee structure of mutual fund, and will never
intend to. But whenever you pay 6% commission, there is either something
wrong, or there is a compel |
s********n
发帖数: 1962 | 5 6% as commission would be unreasonably and unheard high. But 6% as front
load is actually normal (but doesn't mean it's good). Particularlly, I
know the front load of American Funds is around 6%.
I know you are talking about commission. But I guess LZ confused front
load with commission.
Nobody with some basic investment knowledge would ever pay 6% front-load.
But average people can easily fall into sales traps and pay that high front
load, sometimes without even knowing.
on
to
【在 s******e 的大作中提到】
: BZ, are you sure about this?
: LZ was saying 每次买卖FUNDS 要交6%手续费(COMMISION). The fee I mentioned on
: E-Trade was transaction fee, since it charged buy and sell. If you buy and
: see $3000 worth of stock, you pay $20-30, about 0.7-1%. This is not load to
: talk about, at least not in the sense of mutual fund when you buy from a
: bank.
: I never fully understand the fee structure of mutual fund, and will never
: intend to. But whenever you pay 6% commission, there is either something
: wrong, or there is a compel
|
s******e
发帖数: 15 | 6 You're probably right, as I vaguely recall hearing min 3% front loan/back
load from mutual fund. Never a big fan of that, as it was too boring when I
was playing stocks, and too much fees when I want to go with less volatile
investment.
As you said, 6% load if "normal", but that doesn't make it right. People
really should look around and do their homework to find out what's best for
them. This board should is a good place to start.
front load, sometimes without even knowing.
【在 s********n 的大作中提到】
: 6% as commission would be unreasonably and unheard high. But 6% as front
: load is actually normal (but doesn't mean it's good). Particularlly, I
: know the front load of American Funds is around 6%.
: I know you are talking about commission. But I guess LZ confused front
: load with commission.
: Nobody with some basic investment knowledge would ever pay 6% front-load.
: But average people can easily fall into sales traps and pay that high front
: load, sometimes without even knowing.
:
: on
|
h********0
发帖数: 440 | 7 I did the similar thing.
And now I want to stop the contribution. Can I just roll it over to another
company?
Where I can find such information?
Thanks.
【在 M******9 的大作中提到】
: 我在American funds 开了IRA帐户，每次买卖FUNDS 要交6%手续费(COMMISION)，这高
: 么？有没有手续费少些的，给推荐一下？多谢！
|
h********0
发帖数: 440 | 8 可不可以推荐一些fidelity and varguard的fund?
【在 s********n 的大作中提到】
: 你交的那不是手续费，那叫 front load，应该只有买的时候 charge。卖的时候是
: 另一回事 (back load). 6% 很高了，American funds 是这样的。
: 以后买 fund 之前先研究好，要买 no-load 的。Fidelity 和 Vanguard 多的是。
|
l*********e
发帖数: 7492 | 9 sure you can
你去fidelity就应该有怎么roll over的信息。
another
这高
【在 h********0 的大作中提到】
: I did the similar thing.
: And now I want to stop the contribution. Can I just roll it over to another
: company?
: Where I can find such information?
: Thanks.
|
n******n
发帖数: 12088 | 10 no-load会不会performance不好？
这个就像yield不同的债券一样，实际价值都相同？
【在 s********n 的大作中提到】
: 你交的那不是手续费，那叫 front load，应该只有买的时候 charge。卖的时候是
: 另一回事 (back load). 6% 很高了，American funds 是这样的。
: 以后买 fund 之前先研究好，要买 no-load 的。Fidelity 和 Vanguard 多的是。
|
n******n
发帖数: 12088 | 11 0.7~1% is very expensive.
on
to
【在 s******e 的大作中提到】
: BZ, are you sure about this?
: LZ was saying 每次买卖FUNDS 要交6%手续费(COMMISION). The fee I mentioned on
: E-Trade was transaction fee, since it charged buy and sell. If you buy and
: see $3000 worth of stock, you pay $20-30, about 0.7-1%. This is not load to
: talk about, at least not in the sense of mutual fund when you buy from a
: bank.
: I never fully understand the fee structure of mutual fund, and will never
: intend to. But whenever you pay 6% commission, there is either something
: wrong, or there is a compel
|
