m**********w
发帖数: 4161 | 1 看了这篇文章，又看到板上一些说法，搞不清楚到底怎么回事。有人研究过吗？
悬赏五个包子征求正确解答。
http://www.investopedia.com/articles/retirement/03/030403.asp
尤其这一段：
Distributions of Roth IRA assets from regular participant contributions and
from nontaxable conversions of Traditional IRA can be taken at anytime, tax
and penalty free - that is, if the distribution is in line with the rules
that exempt assets from income tax and early-distribution penalties.
先说任何时候都可以拿本金和non-deductible conversion的钱，但后面又跟了一个"if
"条件。 |
m**********w
发帖数: 4161 | 2 还有这段：
To determine the source of assets distributed from a Roth IRA, the IRS uses
the 'ordering rules'. According to the ordering rules, assets are
distributed from a Roth IRA in the following order (once assets from one
source run out, the assets from the next source are distributed):
1. regular Roth IRA participant contributions.
2. taxable Traditional IRA conversions.
3. nontaxable Traditional IRA conversions.
4. earnings on all Roth IRA assets.
这个taxable Traditional IRA conversio
【在 m**********w 的大作中提到】
: 看了这篇文章，又看到板上一些说法，搞不清楚到底怎么回事。有人研究过吗？
: 悬赏五个包子征求正确解答。
: http://www.investopedia.com/articles/retirement/03/030403.asp
: 尤其这一段：
: Distributions of Roth IRA assets from regular participant contributions and
: from nontaxable conversions of Traditional IRA can be taken at anytime, tax
: and penalty free - that is, if the distribution is in line with the rules
: that exempt assets from income tax and early-distribution penalties.
: 先说任何时候都可以拿本金和non-deductible conversion的钱，但后面又跟了一个"if
: "条件。
|
m**********w
发帖数: 4161 | 3 是问题太难了，还是悬红太少啊？肯尼迪，costco，星木，股票魔鬼等大牛们说话呀。
and
tax
if
【在 m**********w 的大作中提到】
: 看了这篇文章，又看到板上一些说法，搞不清楚到底怎么回事。有人研究过吗？
: 悬赏五个包子征求正确解答。
: http://www.investopedia.com/articles/retirement/03/030403.asp
: 尤其这一段：
: Distributions of Roth IRA assets from regular participant contributions and
: from nontaxable conversions of Traditional IRA can be taken at anytime, tax
: and penalty free - that is, if the distribution is in line with the rules
: that exempt assets from income tax and early-distribution penalties.
: 先说任何时候都可以拿本金和non-deductible conversion的钱，但后面又跟了一个"if
: "条件。
|
s********n
发帖数: 1962 | 4 人家没提要交税。
uses
【在 m**********w 的大作中提到】
: 还有这段：
: To determine the source of assets distributed from a Roth IRA, the IRS uses
: the 'ordering rules'. According to the ordering rules, assets are
: distributed from a Roth IRA in the following order (once assets from one
: source run out, the assets from the next source are distributed):
: 1. regular Roth IRA participant contributions.
: 2. taxable Traditional IRA conversions.
: 3. nontaxable Traditional IRA conversions.
: 4. earnings on all Roth IRA assets.
: 这个taxable Traditional IRA conversio
|
c*v
发帖数: 93 | 5 No penalty or tax on your own Roth contribution. If you read through the
example in your link, you can see that. I think the sentence has an edit
error, it should not have that "if", i.e., it should read:
"that is, the distribution is in line with the rules that exempt assets from
income tax and early-distribution penalties."
waiting for baozi...
and
tax
if
【在 m**********w 的大作中提到】
: 看了这篇文章，又看到板上一些说法，搞不清楚到底怎么回事。有人研究过吗？
: 悬赏五个包子征求正确解答。
: http://www.investopedia.com/articles/retirement/03/030403.asp
: 尤其这一段：
: Distributions of Roth IRA assets from regular participant contributions and
: from nontaxable conversions of Traditional IRA can be taken at anytime, tax
: and penalty free - that is, if the distribution is in line with the rules
: that exempt assets from income tax and early-distribution penalties.
: 先说任何时候都可以拿本金和non-deductible conversion的钱，但后面又跟了一个"if
: "条件。
|
s******d
发帖数: 323 | 6 aglee
from
【在 c*v 的大作中提到】
: No penalty or tax on your own Roth contribution. If you read through the
: example in your link, you can see that. I think the sentence has an edit
: error, it should not have that "if", i.e., it should read:
: "that is, the distribution is in line with the rules that exempt assets from
: income tax and early-distribution penalties."
: waiting for baozi...
:
: and
: tax
: if
|
m**********w
发帖数: 4161 | 7 两段合起来看：
Distributions of Roth IRA assets from regular participant contributions and
from nontaxable conversions of Traditional IRA can be taken at anytime, tax
and penalty free
这里面提到的两个source在那个列表里是1和3，跳过了2。那不是隐含着取2的时候有可
能有tax和penalty？
【在 s********n 的大作中提到】
: 人家没提要交税。
:
: uses
|
m**********w
发帖数: 4161 | 8 给个官方说法嘛。包子没问题。
from
【在 c*v 的大作中提到】
: No penalty or tax on your own Roth contribution. If you read through the
: example in your link, you can see that. I think the sentence has an edit
: error, it should not have that "if", i.e., it should read:
: "that is, the distribution is in line with the rules that exempt assets from
: income tax and early-distribution penalties."
: waiting for baozi...
:
: and
: tax
: if
|
c*v
发帖数: 93 | 9 赚你的包子还真不容易啊。官方说法：
http://www.irs.gov/publications/p590/ch02.html#en_US_publink10006523
Are Distributions Taxable?
You do not include in your gross income qualified distributions or
distributions that are a return of your regular contributions from your Roth
IRA(s).
你的本金投入永远可以tax-free withdraw.
【在 m**********w 的大作中提到】
: 给个官方说法嘛。包子没问题。
:
: from
|
m**********w
发帖数: 4161 | 10 啊，这个比我贴的link清楚多了。怎么狗搜出来的第一个不是它呢。
包子来了。
Roth
【在 c*v 的大作中提到】
: 赚你的包子还真不容易啊。官方说法：
: http://www.irs.gov/publications/p590/ch02.html#en_US_publink10006523
: Are Distributions Taxable?
: You do not include in your gross income qualified distributions or
: distributions that are a return of your regular contributions from your Roth
: IRA(s).
: 你的本金投入永远可以tax-free withdraw.
|
