b*w
发帖数: 2062 | 1 是不是还贷最划算？因为没精力时间炒股，存银行现在利息太低，是不是干脆还贷好了
，sigh | h*******y
发帖数: 864 | 2 为什么"没精力时间炒股"就不行,炒股可以DCA Index. 隔壁股版的人花这么多时间经历
,平均的回报有比不花时间精力的人高么? 不要说隔壁股版的,华儿街专业投资的,把所
有时间精力都放在上面,平均客户获得的回报,有超过DCA indexer么? 除非你是华儿街
挣commission, bonus的主,如果只是为了提高投资收益的话,凭什么觉得你要有时间精
力才可以炒股啊?
不过,6-8% rate,当然是还贷咯.
【在 b*w 的大作中提到】
: 是不是还贷最划算？因为没精力时间炒股，存银行现在利息太低，是不是干脆还贷好了
: ，sigh
| a*********g
发帖数: 8087 | 3 DCA有这么牛比么，我怎么觉得比撞大运好不到哪儿去
【在 h*******y 的大作中提到】
: 为什么"没精力时间炒股"就不行,炒股可以DCA Index. 隔壁股版的人花这么多时间经历
: ,平均的回报有比不花时间精力的人高么? 不要说隔壁股版的,华儿街专业投资的,把所
: 有时间精力都放在上面,平均客户获得的回报,有超过DCA indexer么? 除非你是华儿街
: 挣commission, bonus的主,如果只是为了提高投资收益的话,凭什么觉得你要有时间精
: 力才可以炒股啊?
: 不过,6-8% rate,当然是还贷咯.
| h*******y
发帖数: 864 | 4 The math is powerful.
It so happens that the average performance is the average performance. So if
you are an indexer, by definition, you get average performance. So when
management fees and transaction costs are considered, the average
performance of traders are going to fall behind the indexer, because as a
group, they can only get average performance before the fess and transaction
costs by definition.
The other math problem that Buffett always like to point out is that
whatever large number
【在 a*********g 的大作中提到】
: DCA有这么牛比么，我怎么觉得比撞大运好不到哪儿去
| h***e
发帖数: 866 | 5 问题是现在这个市场环境，换谁炒收益都不稳当，还是还贷好，6-8%挺高的
if
transaction
【在 h*******y 的大作中提到】
: The math is powerful.
: It so happens that the average performance is the average performance. So if
: you are an indexer, by definition, you get average performance. So when
: management fees and transaction costs are considered, the average
: performance of traders are going to fall behind the indexer, because as a
: group, they can only get average performance before the fess and transaction
: costs by definition.
: The other math problem that Buffett always like to point out is that
: whatever large number
| b*w
发帖数: 2062 | 6 i am going back to school, and the loan is for tuition. part of it will be
free of interest while i am in school but some won't. so i guess it's wise
to pay back the part that accumulates interests sigh
【在 h***e 的大作中提到】
: 问题是现在这个市场环境，换谁炒收益都不稳当，还是还贷好，6-8%挺高的
:
: if
: transaction
| m**********r
发帖数: 887 | | b*w
发帖数: 2062 | 8 哈哈，那是私房钱，先留着……
【在 m**********r 的大作中提到】
: sell your lens
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