j***y 发帖数: 882 | 1 我是h1,老婆是F1,但是没有ssn,今年报税打算申请itin,
joint filing,想开traditional ira省税,
问题
1)她现在还没有ssn/itin,
哪家可以给开ira啊?
2)她没有美国的收入,也可以投ira吗?
thanks | N******p 发帖数: 2777 | 2 马上报税,只要在4/15之前拿到SSN就可以开IRA帐户。
【在 j***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我是h1,老婆是F1,但是没有ssn,今年报税打算申请itin, : joint filing,想开traditional ira省税, : 问题 : 1)她现在还没有ssn/itin, : 哪家可以给开ira啊? : 2)她没有美国的收入,也可以投ira吗? : thanks
| j***y 发帖数: 882 | 3 在开ira
然后在修正file 1040x?
估计ira没这么块处理给itin
sigh
【在 N******p 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 马上报税,只要在4/15之前拿到SSN就可以开IRA帐户。
| g*****g 发帖数: 34805 | 4 File tax return as early as you can, as long as you get itin
by 4/15, you can open an IRA account.
If you file jointly and your MAGI is below the limit (about 150K),
you can open IRA for your spouse.
Roth IRA may be better than traditional in your case though.
【在 j***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我是h1,老婆是F1,但是没有ssn,今年报税打算申请itin, : joint filing,想开traditional ira省税, : 问题 : 1)她现在还没有ssn/itin, : 哪家可以给开ira啊? : 2)她没有美国的收入,也可以投ira吗? : thanks
| g*****g 发帖数: 34805 | 5 好像是最多8周,上次我给老婆孩子办过,和保税一块走的,itin2周
就回来了,退税比较慢。
【在 j***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 在开ira : 然后在修正file 1040x? : 估计ira没这么块处理给itin : sigh
| j***y 发帖数: 882 | 6 thanks a lot
【在 g*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : File tax return as early as you can, as long as you get itin : by 4/15, you can open an IRA account. : If you file jointly and your MAGI is below the limit (about 150K), : you can open IRA for your spouse. : Roth IRA may be better than traditional in your case though.
| l*******n 发帖数: 219 | 7 今天刚刚问的,如果老婆没有SSN,只可以下载表格然后寄过去,在SSN哪里填ITIN就好 | S**C 发帖数: 2964 | 8 Not sure ROTH is available to her if she has no earned US income.
【在 g*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : File tax return as early as you can, as long as you get itin : by 4/15, you can open an IRA account. : If you file jointly and your MAGI is below the limit (about 150K), : you can open IRA for your spouse. : Roth IRA may be better than traditional in your case though.
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