m*****t
发帖数: 345 | 1 请教达人，
俺现在是F-1，2009和2010一共投了1W在Roth IRA里
现在填2010的退税表格，这个1W有退税政策么？
另外，Roth IRA可以停止contribution么？
谢谢了。 |
l****y
发帖数: 8847 | 2 Roth跟退税没关系吧
【在 m*****t 的大作中提到】
: 请教达人，
: 俺现在是F-1，2009和2010一共投了1W在Roth IRA里
: 现在填2010的退税表格，这个1W有退税政策么？
: 另外，Roth IRA可以停止contribution么？
: 谢谢了。
|
t***s
发帖数: 4666 | 3 you shouldn't stop. i wish i had known about roth ira when i was a student.
【在 m*****t 的大作中提到】
: 请教达人，
: 俺现在是F-1，2009和2010一共投了1W在Roth IRA里
: 现在填2010的退税表格，这个1W有退税政策么？
: 另外，Roth IRA可以停止contribution么？
: 谢谢了。
|
k***n
发帖数: 3158 | 4 resident, yes
upto $200 I remember
【在 m*****t 的大作中提到】
: 请教达人，
: 俺现在是F-1，2009和2010一共投了1W在Roth IRA里
: 现在填2010的退税表格，这个1W有退税政策么？
: 另外，Roth IRA可以停止contribution么？
: 谢谢了。
|
l*********e
发帖数: 7492 | |
k***n
发帖数: 3158 | 6 google f8880
I dont think you are qualified though, lol
【在 l*********e 的大作中提到】
: no for roth.
|
m*****t
发帖数: 345 | 7 还没够resident呢:)
明白了，没俺的份儿，就继续5k，5k地往里扔吧。:)
【在 k***n 的大作中提到】
: resident, yes
: upto $200 I remember
|
l******u
发帖数: 3169 | 8 我的伤心事too啊，现在AGI过cap了...
student.
【在 t***s 的大作中提到】
: you shouldn't stop. i wish i had known about roth ira when i was a student.
|
g*****g
发帖数: 34805 | 9 BSO
【在 l******u 的大作中提到】
: 我的伤心事too啊，现在AGI过cap了...
:
: student.
|
l****y
发帖数: 8847 | 10 BSO
穷学生5K都投不满。。。
【在 l******u 的大作中提到】
: 我的伤心事too啊，现在AGI过cap了...
:
: student.
|
|
|
h*******s
发帖数: 3932 | 11 能存多少？这点钱以后在你的财产比例里算不了啥。
当然，如果你读5-6年PhD还是可以存一些，但从以往来看，还不如早点master工作。。
【在 l******u 的大作中提到】
: 我的伤心事too啊，现在AGI过cap了...
:
: student.
|
J*****i
发帖数: 2622 | 12 COntribute to nondeductible traditional IRA and do Roth convertion.
【在 l******u 的大作中提到】
: 我的伤心事too啊，现在AGI过cap了...
:
: student.
|
w*****n
发帖数: 19 | 13 1. F1 status is a perfect time to contribute to Roth IRA.
2. The annual contribution to Roth IRA is from $0 to $5000 (not considering
catch-up).
3. Do you meet BOTH of the following conditions?
a) income < $27k
b) being a full-time STUDENT for less than 5 calendar months
If yes, then you could claim Retirement savings contribution CREDIT from
what you have contributed in the tax year: at least 10% (if single), 20% (
if head of household), or 50% (if married filed jointly).
For more details, drop me an email.
【在 m*****t 的大作中提到】
: 请教达人，
: 俺现在是F-1，2009和2010一共投了1W在Roth IRA里
: 现在填2010的退税表格，这个1W有退税政策么？
: 另外，Roth IRA可以停止contribution么？
: 谢谢了。
|
d**a
发帖数: 1030 | 14 我也是打算开roth的学生，想请教一个问题
现在还是个超级新手，可能最近一两年也没有很多时间来系统学习和管理，这种情况下
，选哪种roth的投资方式合适呢？
另外，可以推荐一个开roth帐号的地方么？谢谢
considering
【在 w*****n 的大作中提到】
: 1. F1 status is a perfect time to contribute to Roth IRA.
: 2. The annual contribution to Roth IRA is from $0 to $5000 (not considering
: catch-up).
: 3. Do you meet BOTH of the following conditions?
: a) income < $27k
: b) being a full-time STUDENT for less than 5 calendar months
: If yes, then you could claim Retirement savings contribution CREDIT from
: what you have contributed in the tax year: at least 10% (if single), 20% (
: if head of household), or 50% (if married filed jointly).
: For more details, drop me an email.
|
l****y
发帖数: 8847 | 15 Just as I remember, so few is eligible
http://www.irs.gov/publications/p590/ch05.html#en_US_2010_publi
considering
【在 w*****n 的大作中提到】
: 1. F1 status is a perfect time to contribute to Roth IRA.
: 2. The annual contribution to Roth IRA is from $0 to $5000 (not considering
: catch-up).
: 3. Do you meet BOTH of the following conditions?
: a) income < $27k
: b) being a full-time STUDENT for less than 5 calendar months
: If yes, then you could claim Retirement savings contribution CREDIT from
: what you have contributed in the tax year: at least 10% (if single), 20% (
: if head of household), or 50% (if married filed jointly).
: For more details, drop me an email.
|
w*****n
发帖数: 19 | 16 Sorry. Correct 3b to avoid misunderstanding:
not being a full-time STUDENT for more than 5 calendar months.
considering
【在 w*****n 的大作中提到】
: 1. F1 status is a perfect time to contribute to Roth IRA.
: 2. The annual contribution to Roth IRA is from $0 to $5000 (not considering
: catch-up).
: 3. Do you meet BOTH of the following conditions?
: a) income < $27k
: b) being a full-time STUDENT for less than 5 calendar months
: If yes, then you could claim Retirement savings contribution CREDIT from
: what you have contributed in the tax year: at least 10% (if single), 20% (
: if head of household), or 50% (if married filed jointly).
: For more details, drop me an email.
|
K****D
发帖数: 30533 | 17 I guess also need to be able to file as resident alien. That's the
most difficult condition to meet. Over 50% of all F1's have income
over 27k once they can file as RA.
【在 w*****n 的大作中提到】
: Sorry. Correct 3b to avoid misunderstanding:
: not being a full-time STUDENT for more than 5 calendar months.
:
: considering
|
