n****u 发帖数: 229 | 1 关于投资黄金的问题。我觉得首选是bullion
不过我现在没现钱啊
在roth里面有3000块的cash,究竟是买phys, rgld还是买precious metal etf呢?还是
有别的选择?
多谢 |
t****g 发帖数: 35582 | 2 昨天正好和几个朋友讨论了一下,呵呵,总结一下供大家参考吧。
直接投资黄金的话,多数人,包括很多机构投资者都选择GLD,世界最大的黄金ETF,直
接持有大量储备,所以比较放心(我是说
在纸黄金中)
不过长期持有GLD的话是有一定cost的,我没仔细测算过,估计在一年1%左右吧。因为
ETF有管理费,future的carry cost等等,
还有一个办法就是直接去OTC市场买spot的黄金。这个也很方便,就跟买外汇一样,有
个forex account就行。大家不要看到forex
就和投机直接联系起来。是的,去forex买黄金你可以利用1:10的杠杆,但是只要你自
己不搞投机,去购入远超出你手头cash的
position,就和直接买金子一样。这个是现货市场,cost比持有ETF要低,大约每年0.1
% carry cost。(有人得帮你保存你买的黄
金,你总得出点储藏费不是)。不过这个OTC市场严重依赖买卖双方的credit,如果
hyper inflation一来,金价飙升100倍,估计
OTC就melt down了,大家都要提现,这market上可是没有那么多真金的。总之,万一,
我是说万一,你需要兑现金子救命的时候,可能就不灵了。
当然了,GLD在这个时候也会不灵的,因为GLD持有的金子根本赶不上它的market cap,
至少我上次查的时候是这样。
那么最稳妥的方法,当然就是存实物金在家里了。不过这个流通性稍差,另外,你得付
出一定的溢价才能拿到。比如昨天我查
bulliondirect上1oz金条似乎是1490,比market的spot price溢价大约3%。还有就是你
自己要保存好,万一被贼偷了你就亏大了。
另外,流动性自然还是比前两个差,你至少得去趟金店才会换回钱来,不像前两个,鼠
标一点就能买卖。
所以总而言之:
对个人来说,少量的金/银投资,例如50K USD或以下:
流动性: OTC spot market > ETF > 实物
Cost: OTC spot market < 实物 < ETF
安全性: 实物 >> ETF > OTC spot market
欢迎补充,拍砖。
【在 n****u 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 关于投资黄金的问题。我觉得首选是bullion : 不过我现在没现钱啊 : 在roth里面有3000块的cash,究竟是买phys, rgld还是买precious metal etf呢?还是 : 有别的选择? : 多谢
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n****u 发帖数: 229 | 3 我是看了haikuo的一些帖子,才开始看phys的。
实物黄金我认为是最保险的,网上有什么precious metal ira,不过要交管理费等等。
我买了黄金自己管理岂不是更好,至少我还能确保我手里有黄金,我不相信其他人或者
机构。
Gld是不能持有,因为它自己都没有足够的黄金。
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 昨天正好和几个朋友讨论了一下,呵呵,总结一下供大家参考吧。 : 直接投资黄金的话,多数人,包括很多机构投资者都选择GLD,世界最大的黄金ETF,直 : 接持有大量储备,所以比较放心(我是说 : 在纸黄金中) : 不过长期持有GLD的话是有一定cost的,我没仔细测算过,估计在一年1%左右吧。因为 : ETF有管理费,future的carry cost等等, : 还有一个办法就是直接去OTC市场买spot的黄金。这个也很方便,就跟买外汇一样,有 : 个forex account就行。大家不要看到forex : 就和投机直接联系起来。是的,去forex买黄金你可以利用1:10的杠杆,但是只要你自 : 己不搞投机,去购入远超出你手头cash的
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c******n 发帖数: 16403 | 4 kitco声称自己所有卖出的金银pool account都有实物做抵押
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 昨天正好和几个朋友讨论了一下,呵呵,总结一下供大家参考吧。 : 直接投资黄金的话,多数人,包括很多机构投资者都选择GLD,世界最大的黄金ETF,直 : 接持有大量储备,所以比较放心(我是说 : 在纸黄金中) : 不过长期持有GLD的话是有一定cost的,我没仔细测算过,估计在一年1%左右吧。因为 : ETF有管理费,future的carry cost等等, : 还有一个办法就是直接去OTC市场买spot的黄金。这个也很方便,就跟买外汇一样,有 : 个forex account就行。大家不要看到forex : 就和投机直接联系起来。是的,去forex买黄金你可以利用1:10的杠杆,但是只要你自 : 己不搞投机,去购入远超出你手头cash的
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k***n 发帖数: 3158 | 5 gold and silver
only physical form
【在 n****u 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 关于投资黄金的问题。我觉得首选是bullion : 不过我现在没现钱啊 : 在roth里面有3000块的cash,究竟是买phys, rgld还是买precious metal etf呢?还是 : 有别的选择? : 多谢
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n******h 发帖数: 2482 | 6 Contributions to this board. Gold dealer reviews by NIA. I was looking for
such information two years ago and there wasn't any. NIA did the work and
published it last year. http://inflation.us/reviews/ |
n****u 发帖数: 229 | 7 Thank you so much
【在 n******h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Contributions to this board. Gold dealer reviews by NIA. I was looking for : such information two years ago and there wasn't any. NIA did the work and : published it last year. http://inflation.us/reviews/
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f*****g 发帖数: 15860 | 8 还有就是你
自己要保存好,万一被贼偷了你就亏大了。 |
c******n 发帖数: 16403 | 9 ebay gold/silver coins appeared to be not hassle-free.
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 还有就是你 : 自己要保存好,万一被贼偷了你就亏大了。
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t****g 发帖数: 35582 | 10 唉,ebay的骗子越来越多,现在卖1000刀的镜头我都忐忑不安的。
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 还有就是你 : 自己要保存好,万一被贼偷了你就亏大了。
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f*****g 发帖数: 15860 | 11 relax, it's ok, dumped $20K gold recently, all went fine.
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 唉,ebay的骗子越来越多,现在卖1000刀的镜头我都忐忑不安的。
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t****g 发帖数: 35582 | 12 给ebay和paypal吃掉了几个percent?
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : relax, it's ok, dumped $20K gold recently, all went fine.
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f*****g 发帖数: 15860 | 13 $50 cap for ebay before they changed it lately, 3% payal.
it's fine to me since i was deep in profit, but had to stop at ~19K to not
trigger 1099.
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 给ebay和paypal吃掉了几个percent?
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s*i 发帖数: 1402 | 14 有意思,居然真有人在医院买黄金?这个纯度怎么确定?
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 给ebay和paypal吃掉了几个percent?
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s*i 发帖数: 1402 | 15 相比买纸黄金,同期获利更高吗?
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : $50 cap for ebay before they changed it lately, 3% payal. : it's fine to me since i was deep in profit, but had to stop at ~19K to not : trigger 1099.
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f*****g 发帖数: 15860 | 16 tons of ppl do that everyday.
it's very hard to fake gold coins and a falony. and gold is not that
precious at all, if ppl buy ipad from there and not worry about getting a
fake one, gold is fine too, after all, $1500/oz, what's the big deal? hehe.
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有意思,居然真有人在医院买黄金?这个纯度怎么确定?
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f*****g 发帖数: 15860 | 17 i don't trade paper gold, so have no comment, hehe.
i accumulated gold just for fun in the beginning... or put in this way, it's
a dumb but lucky investment only.
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 相比买纸黄金,同期获利更高吗?
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D******y 发帖数: 3780 | 18 what's this 1099 and 19K thing? 1099 from ebay?
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : $50 cap for ebay before they changed it lately, 3% payal. : it's fine to me since i was deep in profit, but had to stop at ~19K to not : trigger 1099.
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f*****g 发帖数: 15860 | 19 starting from this year, if you have either 200+ trans or $20K+ in sales,
they'll send you 1099 and report to IRS.
【在 D******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : what's this 1099 and 19K thing? 1099 from ebay?
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t****g 发帖数: 35582 | 20 金条金币有证的。
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有意思,居然真有人在医院买黄金?这个纯度怎么确定?
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t****g 发帖数: 35582 | 21 I planned to do so in 2008 when gold drops to around $800, but finally gave
up and bought GLD ETF instead.
Still a little bit unconfident with ebay.
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : $50 cap for ebay before they changed it lately, 3% payal. : it's fine to me since i was deep in profit, but had to stop at ~19K to not : trigger 1099.
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t****g 发帖数: 35582 | 22 如果ebay收入不报税的话,那比纸的话算多了。
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 相比买纸黄金,同期获利更高吗?
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D******y 发帖数: 3780 | 23 就是说invest physical gold还有一个好处,就是可以漏点税,对吧。
paper gold估计没戏,都是通过broker
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : starting from this year, if you have either 200+ trans or $20K+ in sales, : they'll send you 1099 and report to IRS.
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f*****g 发帖数: 15860 | 24 i'm an old fashioned stubborn guy, so i prefer physical ones, nothing else.
【在 D******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 就是说invest physical gold还有一个好处,就是可以漏点税,对吧。 : paper gold估计没戏,都是通过broker
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f*****g 发帖数: 15860 | 25 i bought some in 2008/09 too when ebay had bing cashback and my credit cards
gave good rebate, so i ended up getting under spot at that time.
back to the original post, i was just suggesting ebay is another option to
get in/out, ppl choose whatever they feel confident with, hehe.
gave
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I planned to do so in 2008 when gold drops to around $800, but finally gave : up and bought GLD ETF instead. : Still a little bit unconfident with ebay.
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D******y 发帖数: 3780 | 26 呵呵,我也喜欢看得见摸得到的,偶尔拿出来把玩一下,应该很有成就感的
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : i'm an old fashioned stubborn guy, so i prefer physical ones, nothing else.
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n****u 发帖数: 229 | 27 Do u mind providing some reliable sellers on eBay ?
I looked for gold coin and was lost in so many sellers.
cards
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : i bought some in 2008/09 too when ebay had bing cashback and my credit cards : gave good rebate, so i ended up getting under spot at that time. : back to the original post, i was just suggesting ebay is another option to : get in/out, ppl choose whatever they feel confident with, hehe. : : gave
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f*****g 发帖数: 15860 | 28 anyone with a couple hundreds of feedback would be fine. if you are only
buying a couple of ounces, not much to worry about at all, ebay got you
covered as a buyer.
pay with paypal or credit cards with protection, don't use checks/wire or
other methods.
buy american buffalo or canadian maple, they're the easiest/safest to trade.
【在 n****u 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Do u mind providing some reliable sellers on eBay ? : I looked for gold coin and was lost in so many sellers. : : cards
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c******n 发帖数: 16403 | 29 kitco也是不往IRS报, 那岂不是也不用缴税
【在 t****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 如果ebay收入不报税的话,那比纸的话算多了。
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c******n 发帖数: 16403 | 30 熊猫金币也不错吧
trade.
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : anyone with a couple hundreds of feedback would be fine. if you are only : buying a couple of ounces, not much to worry about at all, ebay got you : covered as a buyer. : pay with paypal or credit cards with protection, don't use checks/wire or : other methods. : buy american buffalo or canadian maple, they're the easiest/safest to trade.
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f*****g 发帖数: 15860 | 31 personally i don't like them but it's only me.
【在 c******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 熊猫金币也不错吧 : : trade.
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l***h 发帖数: 9308 | 32 买金币的话,bulliondirect跟ebay相比,是不是除了一个报IRS,还有就是一个有
sales tax一个没有的区别?
买几个玩玩,每年1099抱来抱去,很是烦人
cards
【在 f*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : i bought some in 2008/09 too when ebay had bing cashback and my credit cards : gave good rebate, so i ended up getting under spot at that time. : back to the original post, i was just suggesting ebay is another option to : get in/out, ppl choose whatever they feel confident with, hehe. : : gave
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