l********s 发帖数: 395 | 1 My year income about 80K, my husband about 120K.
It looks like if we file tax jointly, we are not eligible for roth IRA and
if we open a traditional IRA, there is no tax deduction.
Should I just open a traditional IRA myself, and married file separately, so
at least I get tax deduction? | t***s 发帖数: 4666 | 2 no. contribute to trad Ira and convert to Roth the next day.
so
【在 l********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : My year income about 80K, my husband about 120K. : It looks like if we file tax jointly, we are not eligible for roth IRA and : if we open a traditional IRA, there is no tax deduction. : Should I just open a traditional IRA myself, and married file separately, so : at least I get tax deduction?
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