c*******d 发帖数: 353 | 1 I can take moderate risk, I seek moderate risk growth in 401k, here are my
first 401k fund selections. Another question I would like to ask is if I
should merge my 2nd 401k into my first. Funds I already own is marked by *.
Thank you!
Fund name, inception date, 1Y, 3Y, 5Y, 10Y, lifetime, As of Date return
rate
Stock Investments
Large Cap
ABF LG CAP VAL INV
Inception Date 08/01/1994 -0.55 17.78 -1.86 5.11 7.75
01/31/2012
EATON LG CAP VALUE A
Inception Date 09/23/1931 -2.25 12.34 -2.08 3.94 9.02
01/31/2012
* FID CONTRAFUND
Inception Date 05/17/1967 4.27 18.87 3.15 7.54 12.16
01/31/2012
FID INDEPENDENCE
Inception Date 03/25/1983 -3.43 21.80 2.04 4.72 11.17
01/31/2012
* FID SEL INDUSTRIALS
Inception Date 03/03/1997 -0.33 27.70 5.39 9.24 9.15
01/31/2012
SPTN 500 INDEX INV
Inception Date 02/17/1988 4.11 19.18 0.28 3.45 9.23
01/31/2012
Mid-Cap
* ARTISAN MID CAP VAL
Inception Date 03/28/2001 7.54 24.28 4.74 11.21 10.84
01/31/2012
ASTON/F MID CAP N
Inception Date 09/19/1994 -0.68 30.31 5.23 8.46 12.04
01/31/2012
COL MID CP VAL OP R4
Inception Date 02/14/2002 -4.28 22.32 0.28 N/A 8.03
01/31/2012
* FID LOW PRICED STK
Inception Date 12/27/1989 4.70 23.92 2.99 9.08 14.02
01/31/2012
FID MID CAP STOCK
Inception Date 03/29/1994 2.03 26.90 1.63 4.86 10.93
01/31/2012
* MSIF MID CAP GRTH P
Inception Date 01/31/1997 -1.10 30.86 5.34 8.32 9.84
01/31/2012
SPTN EXT MKT IDX INV
Inception Date 11/05/1997 2.22 25.37 2.71 7.72 6.11
01/31/2012
Small Cap
* ALLNZ NFJ SMCPVAL AD
Inception Date 11/01/1995 5.29 21.66 4.77 10.79 11.73
01/31/2012
* BROWN SMALL CO INST
Inception Date 07/23/1992 8.56 26.87 9.44 5.72 11.27
01/31/2012
FID SMALL CAP GROWTH
Inception Date 11/03/2004 2.84 25.10 3.02 N/A 8.17
01/31/2012
KEELEY SMALL CAP VAL
Inception Date 10/01/1993 -2.11 19.87 -0.83 8.53 11.21
01/31/2012
WFA SM CAP VAL INV
Inception Date 12/31/1997 1.28 24.46 3.94 10.57 12.81
01/31/2012
International
FID DIVERSIFD INTL
Inception Date 12/27/1991 -9.37 13.81 -3.58 6.80 8.24
01/31/2012
FID EMERGING MKTS
Inception Date 11/01/1990 -11.35 25.05 0.50 12.35 5.17
01/31/2012
HARBOR INTL INV
Inception Date 11/01/2002 -5.88 19.05 0.14 N/A 11.65
01/31/2012
* OAKMARK INTL I
Inception Date 09/30/1992 -10.10 22.55 -0.33 8.31 9.83
01/31/2012
Specialty
FID REAL ESTATE INVS
Inception Date 11/17/1986 11.80 34.49 -2.13 10.90 10.35
01/31/2012
Blended Investment*
Large Cap
FID BALANCED
Inception Date 11/06/1986 3.77 16.96 2.51 6.38 9.06
01/31/2012
FID FREEDOM 2030
Inception Date 10/17/1996 -0.52 17.18 0.42 4.25 6.08
01/31/2012
FID FREEDOM 2040
Inception Date 09/06/2000 -1.81 17.38 -0.15 4.06 0.96
01/31/2012
FID FREEDOM 2000
Inception Date 10/17/1996 3.12 9.94 3.26 3.95 5.70
01/31/2012
FID FREEDOM 2005
Inception Date 11/06/2003 1.91 13.49 2.42 N/A 4.60
01/31/2012
FID FREEDOM 2010
Inception Date 10/17/1996 1.73 14.37 2.65 4.61 6.51
01/31/2012
FID FREEDOM 2015
Inception Date 11/06/2003 1.68 14.77 2.33 N/A 5.12
01/31/2012
FID FREEDOM 2020
Inception Date 10/17/1996 1.01 16.26 1.61 4.65 6.51
01/31/2012
FID FREEDOM 2025
Inception Date 11/06/2003 0.02 16.77 1.33 N/A 5.08
01/31/2012
FID FREEDOM 2035
Inception Date 11/06/2003 -1.69 17.18 0.12 N/A 4.72
01/31/2012
FID FREEDOM 2045
Inception Date 06/01/2006 -2.08 17.52 -0.19 N/A 1.64
01/31/2012
FID FREEDOM 2050
Inception Date 06/01/2006 -2.58 17.71 -0.65 N/A 1.25
01/31/2012
FID FREEDOM INCOME
Inception Date 10/17/1996 3.20 9.68 3.53 3.92 5.12
01/31/2012
Bond Investments
Stable Value
FID MGD INC PORT
Inception Date 09/07/1989
7 day yield as of
01/31/2012 1.31% 1.33 1.40 2.42 3.35 4.98 01/31/2012
Income
* FID CAPITAL & INCOME
Inception Date 11/01/1977 -0.77 26.04 7.59 10.48 10.20
01/31/2012
* METWEST TOT RTN BD M
Inception Date 03/31/1997 6.17 11.82 7.91 6.63 7.39
01/31/2012
* PIMCO TOT RETURN ADM
Inception Date 09/08/1994 6.30 9.30 8.41 6.67 7.43
01/31/2012
SPTN US BOND IDX INV
Inception Date 03/08/1990 8.48 7.29 6.09 5.57 7.06
01/31/2012
Short-Term Investments
FID RETIRE MMKT
Inception Date 12/02/1988
7 day yield as of
01/31/2012 0.01% 0.01 0.17 1.63 1.97 3.94 01/31/2012
FID US TREA MM
Inception Date 01/05/1988
7 day yield as of
01/31/2012 0.01% 0.01 0.02 1.10 1.59 3.70 01/31/2012
In another 401k I have the following Funds:
Stock Investments
Large Cap
* BLKRK EQUITY DIV I
Inception Date 11/29/1988 6.67 17.56 2.87 7.24 9.56
01/31/2012
FA NEW INSIGHTS I
Inception Date 07/31/2003 3.53 18.37 2.81 N/A 9.77
01/31/2012
LM CBA APPR I
Inception Date 01/30/1996 4.19 16.08 2.28 4.70 7.42
01/31/2012
NB SOCIALLY RESP I
Inception Date 11/28/2007 -1.46 19.64 N/A N/A -0.21
01/31/2012
SPTN 500 INDEX INV
Inception Date 02/17/1988 4.11 19.18 0.28 3.45 9.23
01/31/2012
Mid-Cap
PERKINS MID CP VAL I
Inception Date 07/06/2009 0.52 N/A N/A N/A 15.96 01/
31/2012
* TRP MID CAP GROWTH
Inception Date 06/30/1992 2.47 26.56 6.23 8.54 13.31
01/31/2012
Small Cap
* JPM SMALL CAP EQ R5
Inception Date 05/15/2006 8.79 25.54 6.37 N/A 7.32
01/31/2012
* TRP NEW HORIZONS
Inception Date 06/03/1960 13.72 32.80 7.04 8.92 11.01
01/31/2012
International
THORNBURG INT VAL R5
Inception Date 02/01/2005 -8.55 15.18 0.62 N/A 6.66
01/31/2012
VANGUARD INTL GROWTH
Inception Date 09/30/1981 -6.56 19.63 -0.70 6.88 10.75
01/31/2012
VANGUARD INTL VALUE
Inception Date 05/16/1983 -9.94 13.78 -3.08 6.97 9.25
01/31/2012
Blended Investments
Large Cap
TRP RETIREMENT 2020
Inception Date 09/30/2002 2.16 18.93 2.27 N/A 8.55
01/31/2012
TRP RETIREMENT 2025
Inception Date 02/27/2004 1.50 19.78 1.82 N/A 5.39
01/31/2012
TRP RETIREMENT 2030
Inception Date 09/30/2002 1.13 20.50 1.51 N/A 8.82
01/31/2012
TRP RETIREMENT 2035
Inception Date 02/27/2004 0.66 20.85 1.27 N/A 5.23
01/31/2012
TRP RETIREMENT 2040
Inception Date 09/30/2002 0.60 20.86 1.29 N/A 8.73
01/31/2012
TRP RETIREMENT 2045
Inception Date 05/31/2005 0.57 20.90 1.30 N/A 4.93
01/31/2012
TRP RETIREMENT 2055
Inception Date 12/29/2006 0.69 20.90 1.29 N/A 1.56
01/31/2012
TRP RETIRE INCOME
Inception Date 09/30/2002 3.57 13.15 3.86 N/A 6.73
01/31/2012
TRP RETIREMENT 2005
Inception Date 02/27/2004 3.78 14.84 3.66 N/A 5.47
01/31/2012
TRP RETIREMENT 2010
Inception Date 09/30/2002 3.21 16.30 3.09 N/A 8.04
01/31/2012
TRP RETIREMENT 2015
Inception Date 02/27/2004 2.69 17.74 2.74 N/A 5.50
01/31/2012
TRP RETIREMENT 2050
Inception Date 12/29/2006 0.63 20.89 1.27 N/A 1.57
01/31/2012
Bond Investments
Stable Value
FA STABLE VALUE
Inception Date 10/02/1996
7 day yield as of
01/31/2012 1.46% 1.45 1.65 2.57 3.28 4.20 01/31/2012
Income
FA HIGH INC ADV I
Inception Date 01/05/1987 1.53 27.10 5.30 10.09 9.69
01/31/2012
* FA STRAT INCOME I
Inception Date 10/31/1994 5.67 15.50 7.85 8.68 8.71
01/31/2012
PIM TOTAL RT INST
Inception Date 05/11/1987 6.57 9.57 8.68 6.94 8.35
01/31/2012
VANG INFL PROT SEC
Inception Date 06/29/2000 15.72 10.48 8.06 7.50 7.71
01/31/2012 | j****y 发帖数: 1714 | 2 sell old funds,buy the following:
spartan bond index 30%
spartan s&p 500 index 40%
vanguard international growth 15%
vanguard international value 15%
.
return
【在 c*******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I can take moderate risk, I seek moderate risk growth in 401k, here are my : first 401k fund selections. Another question I would like to ask is if I : should merge my 2nd 401k into my first. Funds I already own is marked by *. : Thank you! : Fund name, inception date, 1Y, 3Y, 5Y, 10Y, lifetime, As of Date return : rate : Stock Investments : Large Cap : ABF LG CAP VAL INV : Inception Date 08/01/1994 -0.55 17.78 -1.86 5.11 7.75
| c*******d 发帖数: 353 | 3 Hi joyjoy, thanks for your suggestions.
I've changed my election to the following:
Stock Investments Large Cap FID CONTRAFUND 15%
Stock Investments Large Cap FID SEL INDUSTRIALS 0%
Stock Investments Large Cap SPTN 500 INDEX ADV 15%
Stock Investments Mid-Cap ARTISAN MID CAP VAL 20%
Stock Investments Small Cap ALLNZ NFJ SMCPVAL AD 10%
Stock Investments International OAKMARK INTL I 15%
Stock Investments Specialty FID REAL ESTATE INVS 10%
Bond Investments Income FID CAPITAL & INCOME 0%
Bond Investments Income SPTN US BOND IDX ADV 15%
I realized it's best for me to invest in the index fund directly. I don't
have the Vanguard international funds you listed in my primary 401k account.
I'll probably do a rebalance in a month to get contra/sel ind -> sp500 idx
fund and merge my bonds into US bond idx fund.
I also have about 50k cash in IRA rolled over from old 401k account I want
to invest conservatively in bond for steady cash generation, My elections
are
20k VIPSX (inflation protection us gov bond) 40%
10K PTTRX (Pimco Total Return) 20%
10K FSRIX (International Gov Bond) 20%
Not sure where I should put my last 10K, any good suggestions? Maybe I
should buy some vanguard international growth value because now they are at
a low point. Thanks, | c**********0 发帖数: 624 | 4 I can send you some reports regarding your portfolio. but it looks fine.
large cap low risk now |
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