g**q
发帖数: 273 | 1 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
主都会从帐户拿钱:
Dear Mr. xxx,
Thank you for contacting the Principal Financial Group (R) with questions
regarding the account the plan holds for your benefit (your account).
Please keep in mind the expenses that are being deducted from your account.
We apologize for any concern this may have caused
Generally, there are two different types of expenses for employer sponsored
retirement plans: Plan Operating Expenses and Investment Expenses.
Plan Operating Expenses are expenses charged for the day-to-day
recordkeeping and administrative services related to the retirement plan.
Since these expenses vary from plan to plan, please contact your human
resources department for specific information.
Investment Expenses are the fees associated with managing and offering the
various investment options in the retirement plan. These fees may vary
depending on the type of investment option. To find out more on a specific
plan investment’s expenses, please follow the instructions below:
1) From the Personal Summary screen, click on the name of the plan you wish
to view. If you do not come to the Personal Summary screen, please proceed
to step 2.
2) Click on the link titled Investments in the left-hand margin of the
screen to expand the topic.
3) Under Investments, click on the link titled Performance.
4) Investment Expenses are in the far right column shown as Total Investment
Expense Gross.
If you have any further questions, please feel free to e-mail us via the
secure site or call us at 1-800-547-7754. We are available Monday through
Friday 7:00 AM - 9:00 PM Central Time.
Thank you,
The Principal Financial Group
Participant Contact Center
Insurance products and plan administrative services are provided by
Principal Life Insurance Company, a member of the Principal Financial Group
(R), Des Moines, IA 50392
我的问题:
The following is my contribution record (Including employee and Employer)
before 2/21/2012:
Date Investment Activity Activity Amount NAV / Unit Value # of Shares / Unit
2/22/2011 Contribution $913.47 52.5721079 17.37556352
3/21/2011 Contribution $144.23 51.9522113 2.776205216
3/24/2011 Contribution $1,057.70 52.4098217 20.18133178
4/25/2011 Contribution $1,057.70 53.4714542 19.78064775
5/9/2011 Contribution $528.85 53.9361708 9.805108374
5/11/2011 Contribution $528.85 53.7893634 9.831869473
6/6/2011 Contribution $1,057.70 51.6167007 20.49142982
7/25/2011 Contribution $1,586.55 53.7659537 29.50845081
9/13/2011 Contribution $1,586.55 47.2883493 33.5505473
10/19/2011 Contribution $2,163.47 48.8564147 44.28220968
11/15/2011 Contribution $817.31 50.8551688 16.07132607
12/7/2011 Contribution $2,211.54 51.0567865 43.31529952
1/6/2012 Contribution $1,493.41 51.8135043 28.82279476
1/9/2012 Contribution $1,064.13 51.9270867 20.49277299
2/17/2012 Contribution $6,825.00 55.2857726 123.4494822
Total share number is 439.7350392
On 2/21/2012, the tranfer share number is just 438.1777799.
Why is there about 1.557259301
share difference? | S**C
发帖数: 2964 | 2 It depends on your plan. Many plans do not have operating expense, or more
accurately, employers shoulder the cost.
.
sponsored
【在 g**q 的大作中提到】
: 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
: 主都会从帐户拿钱:
: Dear Mr. xxx,
: Thank you for contacting the Principal Financial Group (R) with questions
: regarding the account the plan holds for your benefit (your account).
: Please keep in mind the expenses that are being deducted from your account.
: We apologize for any concern this may have caused
: Generally, there are two different types of expenses for employer sponsored
: retirement plans: Plan Operating Expenses and Investment Expenses.
: Plan Operating Expenses are expenses charged for the day-to-day
| m*****i
发帖数: 628 | 3 大的雇主，通常不用让雇员出管理费。
【在 S**C 的大作中提到】
: It depends on your plan. Many plans do not have operating expense, or more
: accurately, employers shoulder the cost.
:
: .
: sponsored
| n*q
发帖数: 258 | 4 few things:
1. If u dont rollover, the financial institution may hold up 20% of the
valur of 401k, accirding to irs law.
2. If no rollover, if the investor die, the distribution will be maid within
short time to the benifiuary, the big amount of transactions are all
subjest income tax. | h********8
发帖数: 7355 | 5 谢谢分享
.
sponsored
【在 g**q 的大作中提到】
: 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
: 主都会从帐户拿钱:
: Dear Mr. xxx,
: Thank you for contacting the Principal Financial Group (R) with questions
: regarding the account the plan holds for your benefit (your account).
: Please keep in mind the expenses that are being deducted from your account.
: We apologize for any concern this may have caused
: Generally, there are two different types of expenses for employer sponsored
: retirement plans: Plan Operating Expenses and Investment Expenses.
: Plan Operating Expenses are expenses charged for the day-to-day
| X****r
发帖数: 3557 | 6 One more thing: if you do rollover, your entire traditional 401k balance is
considered when you do conversion to Roth, if you don't qualify to
contribute to Roth IRA directly.
within
【在 n*q 的大作中提到】
: few things:
: 1. If u dont rollover, the financial institution may hold up 20% of the
: valur of 401k, accirding to irs law.
: 2. If no rollover, if the investor die, the distribution will be maid within
: short time to the benifiuary, the big amount of transactions are all
: subjest income tax.
| g**q
发帖数: 273 | 7 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
主都会从帐户拿钱:
Dear Mr. xxx,
Thank you for contacting the Principal Financial Group (R) with questions
regarding the account the plan holds for your benefit (your account).
Please keep in mind the expenses that are being deducted from your account.
We apologize for any concern this may have caused
Generally, there are two different types of expenses for employer sponsored
retirement plans: Plan Operating Expenses and Investment Expenses.
Plan Operating Expenses are expenses charged for the day-to-day
recordkeeping and administrative services related to the retirement plan.
Since these expenses vary from plan to plan, please contact your human
resources department for specific information.
Investment Expenses are the fees associated with managing and offering the
various investment options in the retirement plan. These fees may vary
depending on the type of investment option. To find out more on a specific
plan investment’s expenses, please follow the instructions below:
1) From the Personal Summary screen, click on the name of the plan you wish
to view. If you do not come to the Personal Summary screen, please proceed
to step 2.
2) Click on the link titled Investments in the left-hand margin of the
screen to expand the topic.
3) Under Investments, click on the link titled Performance.
4) Investment Expenses are in the far right column shown as Total Investment
Expense Gross.
If you have any further questions, please feel free to e-mail us via the
secure site or call us at 1-800-547-7754. We are available Monday through
Friday 7:00 AM - 9:00 PM Central Time.
Thank you,
The Principal Financial Group
Participant Contact Center
Insurance products and plan administrative services are provided by
Principal Life Insurance Company, a member of the Principal Financial Group
(R), Des Moines, IA 50392
我的问题:
The following is my contribution record (Including employee and Employer)
before 2/21/2012:
Date Investment Activity Activity Amount NAV / Unit Value # of Shares / Unit
2/22/2011 Contribution $913.47 52.5721079 17.37556352
3/21/2011 Contribution $144.23 51.9522113 2.776205216
3/24/2011 Contribution $1,057.70 52.4098217 20.18133178
4/25/2011 Contribution $1,057.70 53.4714542 19.78064775
5/9/2011 Contribution $528.85 53.9361708 9.805108374
5/11/2011 Contribution $528.85 53.7893634 9.831869473
6/6/2011 Contribution $1,057.70 51.6167007 20.49142982
7/25/2011 Contribution $1,586.55 53.7659537 29.50845081
9/13/2011 Contribution $1,586.55 47.2883493 33.5505473
10/19/2011 Contribution $2,163.47 48.8564147 44.28220968
11/15/2011 Contribution $817.31 50.8551688 16.07132607
12/7/2011 Contribution $2,211.54 51.0567865 43.31529952
1/6/2012 Contribution $1,493.41 51.8135043 28.82279476
1/9/2012 Contribution $1,064.13 51.9270867 20.49277299
2/17/2012 Contribution $6,825.00 55.2857726 123.4494822
Total share number is 439.7350392
On 2/21/2012, the tranfer share number is just 438.1777799.
Why is there about 1.557259301
share difference? | S**C
发帖数: 2964 | 8 It depends on your plan. Many plans do not have operating expense, or more
accurately, employers shoulder the cost.
.
sponsored
【在 g**q 的大作中提到】
: 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
: 主都会从帐户拿钱:
: Dear Mr. xxx,
: Thank you for contacting the Principal Financial Group (R) with questions
: regarding the account the plan holds for your benefit (your account).
: Please keep in mind the expenses that are being deducted from your account.
: We apologize for any concern this may have caused
: Generally, there are two different types of expenses for employer sponsored
: retirement plans: Plan Operating Expenses and Investment Expenses.
: Plan Operating Expenses are expenses charged for the day-to-day
| m*****i
发帖数: 628 | 9 大的雇主，通常不用让雇员出管理费。
【在 S**C 的大作中提到】
: It depends on your plan. Many plans do not have operating expense, or more
: accurately, employers shoulder the cost.
:
: .
: sponsored
| n*q
发帖数: 258 | 10 few things:
1. If u dont rollover, the financial institution may hold up 20% of the
valur of 401k, accirding to irs law.
2. If no rollover, if the investor die, the distribution will be maid within
short time to the benifiuary, the big amount of transactions are all
subjest income tax. | h********8
发帖数: 7355 | 11 谢谢分享
.
sponsored
【在 g**q 的大作中提到】
: 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
: 主都会从帐户拿钱:
: Dear Mr. xxx,
: Thank you for contacting the Principal Financial Group (R) with questions
: regarding the account the plan holds for your benefit (your account).
: Please keep in mind the expenses that are being deducted from your account.
: We apologize for any concern this may have caused
: Generally, there are two different types of expenses for employer sponsored
: retirement plans: Plan Operating Expenses and Investment Expenses.
: Plan Operating Expenses are expenses charged for the day-to-day
| X****r
发帖数: 3557 | 12 One more thing: if you do rollover, your entire traditional 401k balance is
considered when you do conversion to Roth, if you don't qualify to
contribute to Roth IRA directly.
within
【在 n*q 的大作中提到】
: few things:
: 1. If u dont rollover, the financial institution may hold up 20% of the
: valur of 401k, accirding to irs law.
: 2. If no rollover, if the investor die, the distribution will be maid within
: short time to the benifiuary, the big amount of transactions are all
: subjest income tax.
| y***e
发帖数: 6082 | 13 不会吧，我之前在学校的TIAA帐户也要转出来，403b那种？
.
sponsored
【在 g**q 的大作中提到】
: 今天我进到我的401k帐户,发现我的帐户少了一股.就发了信问.回答说funding公司和雇
: 主都会从帐户拿钱:
: Dear Mr. xxx,
: Thank you for contacting the Principal Financial Group (R) with questions
: regarding the account the plan holds for your benefit (your account).
: Please keep in mind the expenses that are being deducted from your account.
: We apologize for any concern this may have caused
: Generally, there are two different types of expenses for employer sponsored
: retirement plans: Plan Operating Expenses and Investment Expenses.
: Plan Operating Expenses are expenses charged for the day-to-day
| UT
发帖数: 222 | 14 good points
within
【在 n*q 的大作中提到】
: few things:
: 1. If u dont rollover, the financial institution may hold up 20% of the
: valur of 401k, accirding to irs law.
: 2. If no rollover, if the investor die, the distribution will be maid within
: short time to the benifiuary, the big amount of transactions are all
: subjest income tax.
|
|
