g*****k 发帖数: 1669 | 1 The principal contribution is tax-free. What about the growth portion? |
s********y 发帖数: 3811 | 2 反正总是要irs割一刀就是.
【在 g*****k 的大作中提到】 : The principal contribution is tax-free. What about the growth portion?
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S**I 发帖数: 15689 | 3 contribution is not tax-free, but tax-deferred; so is growth.
【在 g*****k 的大作中提到】 : The principal contribution is tax-free. What about the growth portion?
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X****r 发帖数: 3557 | 4 for after-tax 401k, contribution is after-tax, not tax-deferred, by
definition. gain is tax-deferred.
【在 S**I 的大作中提到】 : contribution is not tax-free, but tax-deferred; so is growth.
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g*****k 发帖数: 1669 | 5 那中途要从401k里把after tax principal and the growth取出来,要交罚金吗?
【在 X****r 的大作中提到】 : for after-tax 401k, contribution is after-tax, not tax-deferred, by : definition. gain is tax-deferred.
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X****r 发帖数: 3557 | 6 I don't know for sure, but most likely yes, at least for the gain part.
After-tax 401k is not so much a good idea anyway, unless your plan allows it
to be converted to Roth 401k or rolled over to Roth IRA.
【在 g*****k 的大作中提到】 : 那中途要从401k里把after tax principal and the growth取出来,要交罚金吗?
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