y****i
发帖数: 778 | 1 After 1/1/2013, the maximum tax on dividends will go from 15 percent to 18.8
percent or 43.4 percent. The 3.8 percent Obamacare tax for single 200k
couple 250k is for sure, and worst case could be dividend taxed at ordinary
tax income rate and highest rate jumps to 39.6 percent. | E******w
发帖数: 2616 | 2 你就当是降工资好了。经济这么糟糕，工资早晚都是要降的。
.8
ordinary
【在 y****i 的大作中提到】
: After 1/1/2013, the maximum tax on dividends will go from 15 percent to 18.8
: percent or 43.4 percent. The 3.8 percent Obamacare tax for single 200k
: couple 250k is for sure, and worst case could be dividend taxed at ordinary
: tax income rate and highest rate jumps to 39.6 percent.
| y****i
发帖数: 778 | 3 Some high dividend stocks, m-REIT and BDC short term performance will be
affected. You may sell them in taxable account and buy the dip in your IRA
or Roth IRA. | d*****r
发帖数: 273 | 4 Here is an excerpt I just read about dividend cliff. The full article can be
found at
http://seekingalpha.com/article/922041-dividend-stocks-remain-r
What About the Potential Dividend Tax Rate Increase?
As the "fiscal cliff" approaches, talk of higher dividend tax rates
negatively impacting dividend stocks has increased. Supposedly, companies
may scale back on dividend payouts because investors will get taxed more,
and dividend stocks will become less attractive to investors. While the
shock value of such headlines may be high, the bite may be a bit smaller. So
far, dividend investors appear undeterred by the fiscal cliff scenario, and
based on the research, perhaps rightfully so.
Westwood's research found little correlation between the dividend tax rate
and corporate payout ratios. Prior to 2002, dividends were fully taxed at
the investor's personal income rate (Note: from 1954-1984, there was a small
$50-$100 exemption), yet dividend payouts ranged from 42% to 64%. Since
2002, when the Bush tax cuts lowered the dividend tax rate, corporate payout
ratios have fallen.
Columbia's analysis on the effect of a tax rate increase on investors'
income suggests that the impact may be smaller than expected. First, there
is the potential for new legislation to stop the rate hike. Mitt Romney
wants to keep the Bush tax cuts and President Obama's deficit reduction plan
would only raise dividend taxes to 20% for those making over $200K (single)
or $250K (married). Both of these scenarios are a far cry from the top
income tax rate of 39.6%. Using 2007 IRS data, Columbia found that $244B (65
%) of all dividends went to individuals making over $200K, but only $101B (~
40%) of this amount was qualified dividends. So in effect, only 26% of all
dividends paid to high-income individuals received favorable tax treatment;
the rest was already being taxed at personal rates. Perhaps the more telling
statistic is that only 3.2% of individual tax returns had income levels
over $200K. Further, dividends paid to IRAs are unaffected. Regardless of
the tax impact, where else will we put our money to get 3.5%+ yields and
growing income streams?
Lastly, CBTC cited a Morgan Stanley report showing that dividend-paying
stocks historically outperformed non-paying stocks significantly more when
dividend tax rates were 32% to 50%. If no legislative changes occur, the top
end dividend tax rates will fall within this range. The research also
showed that while dividend stocks did not underperform in the months prior
to a tax rate hike, they did underperform in the first six months after the
hike, but then resumed positive relative performance. | o*****y
发帖数: 710 | 5 如果这样，公司减少 dividend payout， 或者干脆不发，这样不是会 drive stock
price higher? 反而不会有 cliff 吧？恐怕还是直升飞机呢，对吗？ | l*********u
发帖数: 19053 | 6 俺这样搞的：年底前把高divident股卖掉，就锁定了低税率，喜欢就马上买回来，只多
付了一买一卖的trade fee。
否则怕O８连任，卖时一律按高税率，不管啥时买的。O８社会主义急需税收。。。
.8
ordinary
【在 y****i 的大作中提到】
: After 1/1/2013, the maximum tax on dividends will go from 15 percent to 18.8
: percent or 43.4 percent. The 3.8 percent Obamacare tax for single 200k
: couple 250k is for sure, and worst case could be dividend taxed at ordinary
: tax income rate and highest rate jumps to 39.6 percent.
| u********e
发帖数: 4950 | 7 税率和dividend 有关，跟你的股票无关，如果你想卖了再买回来，那是赌股票价格会
跌，和 dividend 税率没有任何关系
【在 l*********u 的大作中提到】
: 俺这样搞的：年底前把高divident股卖掉，就锁定了低税率，喜欢就马上买回来，只多
: 付了一买一卖的trade fee。
: 否则怕O８连任，卖时一律按高税率，不管啥时买的。O８社会主义急需税收。。。
:
: .8
: ordinary
| s********z
发帖数: 5411 | 8 you are so funny.
think again. what the guy said is a great strategy
【在 u********e 的大作中提到】
: 税率和dividend 有关，跟你的股票无关，如果你想卖了再买回来，那是赌股票价格会
: 跌，和 dividend 税率没有任何关系
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