p**e
发帖数: 533 | 1 【 以下文字转载自 TAX 讨论区 】
发信人: pore (坚持不懈), 信区: TAX
标 题: backdoor Roth IRA的一个问题
发信站: BBS 未名空间站 (Mon Apr 1 03:52:35 2013, 美东)
我打算4月15日前存5000 nondeductible traditional IRA, 然后立马转成Roth IRA。
但是我用turbo tax报税时，如果我选择转换，好像有300块的penalty。这个到底是怎
么回事？
如下：
Tell Us How Much You Transferred
How much of the $5,000 you contributed to a traditional IRA for 2012 did you
switch, or "recharacterize" (this does not include conversions or rollovers
), to a Roth IRA? Explain This
Note: Do not include earnings such as interest or losses. See
Examples
Amount Switched from a Traditional IRA Contribution To a Roth IRA
Contribution $5000
Because XYZ made an excess contribution of $5,000 to XYZ's Roth IRA, XYZ
will owe a 6% penalty ($300) each year that excess money remains in the IRA. | X****r
发帖数: 3557 | 2 Roth conversion 不是recharacterize
you
rollovers
【在 p**e 的大作中提到】
: 【 以下文字转载自 TAX 讨论区 】
: 发信人: pore (坚持不懈), 信区: TAX
: 标 题: backdoor Roth IRA的一个问题
: 发信站: BBS 未名空间站 (Mon Apr 1 03:52:35 2013, 美东)
: 我打算4月15日前存5000 nondeductible traditional IRA, 然后立马转成Roth IRA。
: 但是我用turbo tax报税时，如果我选择转换，好像有300块的penalty。这个到底是怎
: 么回事？
: 如下：
: Tell Us How Much You Transferred
: How much of the $5,000 you contributed to a traditional IRA for 2012 did you
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|
