q***i
发帖数: 627 | | S**C
发帖数: 2964 | 2 Not sure what you mean by over contributing $500 to 529 plan.
As long as you did not exceed gift tax limit, I do not see there is any
issue here.
【在 q***i 的大作中提到】
: 不小心多放500到529计划中怎么办？
| q***i
发帖数: 627 | 3 超Gift tax limit 500怎么办？就是2013放了14.5k | S**C
发帖数: 2964 | 4 A married couple can give gift to anyone worth $28,000 this year.
A popular use of the annual exclusion is to put money in Section 529 college
savings plans, setting up a separate account for each family member you
want to benefit.
The law also permits lump-sum deposits of as much as five times the annual
exclusion (which this year is $70,000 for individuals or $140,000 for
married couples), per person at once but in that case you must file a gift-
tax return electing to treat the gift as if it had been spread over five
years. During this five-year period, you cannot make additional annual
exclusion gifts to the beneficiary of the 529 plan. If you die before the
five-year period is up, part of the gift, reflecting the number of years
still to go on your five-year gift, will be included as part of your estate.
【在 q***i 的大作中提到】
: 超Gift tax limit 500怎么办？就是2013放了14.5k
| g*****k
发帖数: 1669 | 5 nothing. you just can't deduct it from your taxable income.
【在 q***i 的大作中提到】
: 不小心多放500到529计划中怎么办？
| c****o
发帖数: 32446 | |
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