c******z 发帖数: 1230 | 1 咨询BROKERAGE账户的过程中,LOCAL BANK说他们可以帮客户买所有主要的大公司的基
金,而且说如果客户打算在同一个FAMILY里购买且长期持有一些基金,通过他们购买打
折(甚至免掉)FRONT LOAD SALES CHARGE的A SHARE是合理且有利的。
我比较了2个具体的基金的情况,一个是FRANKLIN TEMPLETON的FRANKLIN BALANCED
FUND,通过LOCAL BANK/FIDELITY/FRANKLIN TEMPLETON这三个地方购买的A SHARE MAX
SALES CHARGE, A SHARE EXPENSE RATIO, C SHARE EXPENSE RATIO都是一样;
另一个是FIDELITY的SMALL CAP GROWTH,通过LOCAL BANK买C SHARE的EXPENSE RATIO=1.
23%, 通过FIDELITY买C SHARE的EXPENSE RATIO=1.03%。但LOCAL BANK说如果通过他们
购买超过250K的FIDELITY FAMILY的A SHARE基金,可以打折SALES CHARGE到2.5%一下,
且有更低的EXPENSE RATIO。
LOCAL BANK给的信息总是复杂且混乱的,相比之下FIDELITY网站上的信息是很整齐、简
明的。感觉LOCAL BANK有点在忽悠,请大家解惑!!!谢谢!!! | S**C 发帖数: 2964 | 2 I never buy load fund, for almost any good load fund, there are equally good
no-load funds in the same category. And I never buy C share because of its
high ER. | c******z 发帖数: 1230 | 3 那得专门no-load的A SHARE FUND?
good
its
【在 S**C 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I never buy load fund, for almost any good load fund, there are equally good : no-load funds in the same category. And I never buy C share because of its : high ER.
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