l*******r
发帖数: 655 | 1 There are a few other factors to consider when buying a fund:
Timing. If you’re investing outside of a tax-deferred account, like a 401(k
) or IRA, timing may matter. Funds are required to distribute capital gains
and dividends to shareholders. These distributions are taxable – so if you
buy into a mutual fund right before a distribution, you’re essentially
paying taxes for some sort of gain that you didn’t even benefit from.
小弟不是很理解。分红带来收入，那么交税就正常。可是最后一句话为什么说“你实际
上在为某些收益交税，而你甚至没有从这些收益中受益”。
谢谢！ | S**C
发帖数: 2964 | 2 You spend $1010 to bought 100 shares of AAAAX at $10.1 a piece, the very
next day, the fund distribute 10c per share to shareholders and its NAV
drops to $10 because of the distribution, the end result? You own 100 shares
of AAAAX worth $1000, and $10 cash, Did you benefit from the distribution?
No. You still get $1010 worth of capital, but you will need to pay a few
dollars for the $10 distribution.
(k
gains
you
【在 l*******r 的大作中提到】
: There are a few other factors to consider when buying a fund:
: Timing. If you’re investing outside of a tax-deferred account, like a 401(k
: ) or IRA, timing may matter. Funds are required to distribute capital gains
: and dividends to shareholders. These distributions are taxable – so if you
: buy into a mutual fund right before a distribution, you’re essentially
: paying taxes for some sort of gain that you didn’t even benefit from.
: 小弟不是很理解。分红带来收入，那么交税就正常。可是最后一句话为什么说“你实际
: 上在为某些收益交税，而你甚至没有从这些收益中受益”。
: 谢谢！
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