z****j 发帖数: 63 | 1 菜鸟问题。拿Vanguard为例,投资VOO和VFINX有区别么?除了0.1%ER的差别。两者都是
passive manage的么?
说是ETF跟股票一样是即时交易的,而基金是根据其所持有的股票的变化而变化。这种
不同会带来什么implication? |
n******n 发帖数: 12088 | 2 税。
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 菜鸟问题。拿Vanguard为例,投资VOO和VFINX有区别么?除了0.1%ER的差别。两者都是 : passive manage的么? : 说是ETF跟股票一样是即时交易的,而基金是根据其所持有的股票的变化而变化。这种 : 不同会带来什么implication?
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m*****o 发帖数: 110 | 3 在Vanguard买fund就好了;别买ETF,容易自寻烦恼。 |
r****m 发帖数: 1204 | 4 Another difference is you don't control fund's buy/sell price, it's the
close of day price. ETF you can have market or limit order. |
M********r 发帖数: 278 | 5 An unintended consequence of this is that people who holds ETFs tend to
trade more frequently. And that may or may not be a good thing.
【在 r****m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Another difference is you don't control fund's buy/sell price, it's the : close of day price. ETF you can have market or limit order.
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t********t 发帖数: 5415 | 6 For new investors, it's more likely to be a bad thing than good.
【在 M********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : An unintended consequence of this is that people who holds ETFs tend to : trade more frequently. And that may or may not be a good thing.
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r****m 发帖数: 1204 | 7 Yes, frequent trading will be bad for new investors.
Also, ETF trading will incur trading costs (transaction fees), most index
funds don't (check the fund's details, though). |
z****j 发帖数: 63 | 8 如果是放Roth IRA的话,就没有税的问题了吧。
就算不是的话,如果假设同时持有和同时卖出,税差别在什么地方?
【在 n******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 税。
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z****j 发帖数: 63 | 9 愿闻其详!
【在 m*****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 在Vanguard买fund就好了;别买ETF,容易自寻烦恼。
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z****j 发帖数: 63 | 10 Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如
果放Roth IRA里面。
另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么
ETF和MF那个更合适,generally speaking.
【在 r****m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Yes, frequent trading will be bad for new investors. : Also, ETF trading will incur trading costs (transaction fees), most index : funds don't (check the fund's details, though).
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s****u 发帖数: 1811 | 11 因为expense ratio低。。所以就ETF吧。。。
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如 : 果放Roth IRA里面。 : 另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么 : ETF和MF那个更合适,generally speaking.
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r****m 发帖数: 1204 | 12
Some brokers do offer commission fee-free ETFs.
If the ETF and MF cover exactly the same sector, and neither has transaction
fee, just pick the lower expense ratio one.
Also, some MFs have minimum requirements, no such min for ETFs.
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如 : 果放Roth IRA里面。 : 另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么 : ETF和MF那个更合适,generally speaking.
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z****j 发帖数: 63 | 13 菜鸟问题。拿Vanguard为例,投资VOO和VFINX有区别么?除了0.1%ER的差别。两者都是
passive manage的么?
说是ETF跟股票一样是即时交易的,而基金是根据其所持有的股票的变化而变化。这种
不同会带来什么implication? |
n******n 发帖数: 12088 | 14 税。
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 菜鸟问题。拿Vanguard为例,投资VOO和VFINX有区别么?除了0.1%ER的差别。两者都是 : passive manage的么? : 说是ETF跟股票一样是即时交易的,而基金是根据其所持有的股票的变化而变化。这种 : 不同会带来什么implication?
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m*****o 发帖数: 110 | 15 在Vanguard买fund就好了;别买ETF,容易自寻烦恼。 |
r****m 发帖数: 1204 | 16 Another difference is you don't control fund's buy/sell price, it's the
close of day price. ETF you can have market or limit order. |
M********r 发帖数: 278 | 17 An unintended consequence of this is that people who holds ETFs tend to
trade more frequently. And that may or may not be a good thing.
【在 r****m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Another difference is you don't control fund's buy/sell price, it's the : close of day price. ETF you can have market or limit order.
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t********t 发帖数: 5415 | 18 For new investors, it's more likely to be a bad thing than good.
【在 M********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : An unintended consequence of this is that people who holds ETFs tend to : trade more frequently. And that may or may not be a good thing.
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r****m 发帖数: 1204 | 19 Yes, frequent trading will be bad for new investors.
Also, ETF trading will incur trading costs (transaction fees), most index
funds don't (check the fund's details, though). |
z****j 发帖数: 63 | 20 如果是放Roth IRA的话,就没有税的问题了吧。
就算不是的话,如果假设同时持有和同时卖出,税差别在什么地方?
【在 n******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 税。
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z****j 发帖数: 63 | 21 愿闻其详!
【在 m*****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 在Vanguard买fund就好了;别买ETF,容易自寻烦恼。
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z****j 发帖数: 63 | 22 Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如
果放Roth IRA里面。
另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么
ETF和MF那个更合适,generally speaking.
【在 r****m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Yes, frequent trading will be bad for new investors. : Also, ETF trading will incur trading costs (transaction fees), most index : funds don't (check the fund's details, though).
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s****u 发帖数: 1811 | 23 因为expense ratio低。。所以就ETF吧。。。
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如 : 果放Roth IRA里面。 : 另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么 : ETF和MF那个更合适,generally speaking.
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r****m 发帖数: 1204 | 24
Some brokers do offer commission fee-free ETFs.
If the ETF and MF cover exactly the same sector, and neither has transaction
fee, just pick the lower expense ratio one.
Also, some MFs have minimum requirements, no such min for ETFs.
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Vanguard跟我说只有expense ratio,没有transaction cost,或其他cost。我问的是如 : 果放Roth IRA里面。 : 另外,请问如果是Roth IRA, trade的频率大约是半年1次,或半年rebalance一次,那么 : ETF和MF那个更合适,generally speaking.
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m*****o 发帖数: 110 | 25 buy/sell spread, discount/premium, flash crash, market/limit order...
放在IRA里就更不合适了,总要余下十几块几十块现金碍眼
【在 z****j 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 愿闻其详!
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