c*g
发帖数: 159 | 1 在fidelity 04/15之前open了一个after tax traditional IRA, funded $5500
现在要convert to Roth, 到一个已经有的Roth IRA账户。
遇到问题：如果把全部$5500都转到Roth IRA, 那个空的traditional IRA账户就空了会
被Fidelity自动关掉然后charge $50的closeout fee.
我想只留$1 in the traditional IRA account. (to avoid $50 fee, and will use
the same account to fund temporarily before conversion IRA），有什么问题没？
或者，干脆转到vanguard? 在网上没有看到Vanguard有IRA closeout fee | m*********t
发帖数: 1250 | 2 No, there is no min balance requirement for Fidelity traditional IRA. My tra
ditional IRA w/ $0 at Fidelity has been there for more than 2 years. Just le
ave it there w/ $0 balance.
------------------------------------------
Fees
Account opening and annual maintenance fees
None*
*There is no cost to open and no annual fee for Fidelity's Traditional, Roth
,
SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investme
nts held in your account may be subject to management, low balance and short
term trading fees, as described in the offering materials. For all securiti
es, see the Fidelity commission schedule (PDF) for trading commission and tr
ansaction fee details. Show Less
【在 c*g 的大作中提到】
: 在fidelity 04/15之前open了一个after tax traditional IRA, funded $5500
: 现在要convert to Roth, 到一个已经有的Roth IRA账户。
: 遇到问题：如果把全部$5500都转到Roth IRA, 那个空的traditional IRA账户就空了会
: 被Fidelity自动关掉然后charge $50的closeout fee.
: 我想只留$1 in the traditional IRA account. (to avoid $50 fee, and will use
: the same account to fund temporarily before conversion IRA），有什么问题没？
: 或者，干脆转到vanguard? 在网上没有看到Vanguard有IRA closeout fee
| b*******c
发帖数: 20683 | 3 为啥要关掉？开着，明年还要用的呀
【在 c*g 的大作中提到】
: 在fidelity 04/15之前open了一个after tax traditional IRA, funded $5500
: 现在要convert to Roth, 到一个已经有的Roth IRA账户。
: 遇到问题：如果把全部$5500都转到Roth IRA, 那个空的traditional IRA账户就空了会
: 被Fidelity自动关掉然后charge $50的closeout fee.
: 我想只留$1 in the traditional IRA account. (to avoid $50 fee, and will use
: the same account to fund temporarily before conversion IRA），有什么问题没？
: 或者，干脆转到vanguard? 在网上没有看到Vanguard有IRA closeout fee
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