B***t
发帖数: 115 | 1 我想找一个相对稳定的dividend的fund，收益低点也可以。查了下VEIPX，很多地方推
荐。可在末日ningstar上查了，和SP500比，Beta为1，Alpha为负的 （3年，5年或10年
比都如此）。这感觉就不对了，risk不少，收益还低一些，那有什么意义？还是我的理
解有问题？
能否推荐个相对稳定收益低一些也可的divident stock fund？收益应该比bond高些。
Bond fund 我选了 VBIRX 和 VBTLX。 |
S**C
发帖数: 2964 | 2 You read it wrong.
If you buy at VG, why not just go with Wellington/Wellesley. Wellington is
closed to new investors in other brokerages, but you can still buy at VG.
【在 B***t 的大作中提到】
: 我想找一个相对稳定的dividend的fund，收益低点也可以。查了下VEIPX，很多地方推
: 荐。可在末日ningstar上查了，和SP500比，Beta为1，Alpha为负的 （3年，5年或10年
: 比都如此）。这感觉就不对了，risk不少，收益还低一些，那有什么意义？还是我的理
: 解有问题？
: 能否推荐个相对稳定收益低一些也可的divident stock fund？收益应该比bond高些。
: Bond fund 我选了 VBIRX 和 VBTLX。
|
B***t
发帖数: 115 | 3 能解释下应该怎么理解？
那个还是stock占太大比例。我希望bond 70%. Stock 30%. |
S**C
发帖数: 2964 | 4 3-Year Trailing Index R-Squared Beta Alpha Treynor Ratio
Currency
vs. Standard Index
VEIPX S&P 500 TR USD 95.22 0.91 -0.11 11.03 USD
95.22% correlated w/SPY, beta 0.91, alpha -0.11 (3-Year)
5-Year Trailing Index R-Squared Beta Alpha Treynor Ratio
Currency
VEIPX S&P 500 TR USD 93.09 0.86 1.96 13.43 USD
93.09% correlated w/SPY, beta 0.86, alpha 1.96 (5-Year)
If you want to have more bond, then couple VWIAX/VWENX with Total Bond Fund,
then you get good mixture of corporate bonds and treasury. BND got too much
government bonds.
【在 B***t 的大作中提到】
: 能解释下应该怎么理解？
: 那个还是stock占太大比例。我希望bond 70%. Stock 30%.
|
w***n
发帖数: 1519 | 5 Since you already have VBTLX and you want bond:stock=7:3, you can simply add
VTI/VTSMX/VTSAX to the portfolio to reach that target allocation.
Or, you go with Wellesley that SOFC recommended. I believe it's already 65%
bonds + 35% stocks. Close enough.
Another alternative is to pick a flavor of LifeStrategy fund. In your case,
a fund by the name of "conservative growth" or something like that likely is
what you want. |
