g*******s
发帖数: 2963 | 1 本来打算买房申请贷款了，结果今天银行贷款经纪突然告诉我我有一个污点是citi
bank说我有一张卡欠了300一直没还卡被close了。打了citi他们说是2016年costco从
Amex转Citi时候自动transfer的balance，所以当时的autopay也取消了。问题是我因为
当时就取消的costo会员，而且这两年从来没收到一封email或mail告知欠款问题。citi
说可以现在付清但credit report好像只会显示付清不会消除，所以暂时没付。因为听
说付了以后就不好negotiate了。
马上查了一下credit karma。显示是1/10/2018刚刚上credit report.
请问这个到底是说明我现在是欠谁的钱？是citi bank还是collection company？如果
是后者我该如何联系他们？
TransUnion: 728
Equifax: 716
CITICARDS CBNA
Reported: Jan. 10, 2018
Payment History
Last payment
May 31, 2016
Current Payment Status
In Collections/ChargeOff
Amount past due
$393
Worst Payment Status
No Info
Account Details
Account status
Derogatory
Type
Flexible spending credit card
Responsibility
Individual
Remarks
Charged off as bad debt
Canceled by credit grantor
Times 30/60/90 days late
0/0/0
Closed
Oct. 13, 2016
See an error?
Creditor Information
CITICARDS CBNA
PO BOX 6190
SIOUX FALLS, SD 57117 |
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