s**********8 发帖数: 34 | 1 A Chinese man walks into a bank in New York City and asks for the loan
officer. He tells the loan officer that he is going to China on business
for two weeks and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security
for the loan, so the Chinese man hands over the keys to a new Ferrari
parked on the street in front of the bank. He produces the title and
everything checks out.
The Loan officer agrees to accept the car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at the
Chinese for using a $250,000 Ferrari as collateral against a $5,000
loan.
An employee of the bank then drives the Ferrari into the bank's
underground garage and parks it there.
Two weeks later, the Chinese returns, repays the $5,000 and the
interest, which comes to $15.41.
The loan officer says, 'Sir, we are very happy to have had your
business, and this transaction has worked out very nicely, but we are a
little puzzled. While you were away, we checked you out and found that
you are a multi-millionaire. What puzzles us is why you would bother to
borrow $5,000? The Chinese replies: 'Where else in New York City can I
park my car for two weeks for only $15.41 and expect it to be there
safely when I return. |
R***a 发帖数: 41892 | 2 啥地方loan利息这么低?
短期月利率0.6%?
【在 s**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : A Chinese man walks into a bank in New York City and asks for the loan : officer. He tells the loan officer that he is going to China on business : for two weeks and needs to borrow $5,000. : The bank officer tells him that the bank will need some form of security : for the loan, so the Chinese man hands over the keys to a new Ferrari : parked on the street in front of the bank. He produces the title and : everything checks out. : The Loan officer agrees to accept the car as collateral for the loan. : The bank's president and its officers all enjoy a good laugh at the : Chinese for using a $250,000 Ferrari as collateral against a $5,000
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w**j 发帖数: 1032 | 3 haha
any loan origination fee? |
s***s 发帖数: 4329 | |
N***m 发帖数: 4460 | 5 第一段看完就猜到结果了,无趣
【在 s**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : A Chinese man walks into a bank in New York City and asks for the loan : officer. He tells the loan officer that he is going to China on business : for two weeks and needs to borrow $5,000. : The bank officer tells him that the bank will need some form of security : for the loan, so the Chinese man hands over the keys to a new Ferrari : parked on the street in front of the bank. He produces the title and : everything checks out. : The Loan officer agrees to accept the car as collateral for the loan. : The bank's president and its officers all enjoy a good laugh at the : Chinese for using a $250,000 Ferrari as collateral against a $5,000
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s****u 发帖数: 1811 | 6 以前是说一个犹太人来着
为啥不说两周以后人民币升值,丫反而赚了呢
【在 s**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : A Chinese man walks into a bank in New York City and asks for the loan : officer. He tells the loan officer that he is going to China on business : for two weeks and needs to borrow $5,000. : The bank officer tells him that the bank will need some form of security : for the loan, so the Chinese man hands over the keys to a new Ferrari : parked on the street in front of the bank. He produces the title and : everything checks out. : The Loan officer agrees to accept the car as collateral for the loan. : The bank's president and its officers all enjoy a good laugh at the : Chinese for using a $250,000 Ferrari as collateral against a $5,000
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N******p 发帖数: 2777 | 7 为啥要借五千?借五十不是利息更少?
【在 s**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : A Chinese man walks into a bank in New York City and asks for the loan : officer. He tells the loan officer that he is going to China on business : for two weeks and needs to borrow $5,000. : The bank officer tells him that the bank will need some form of security : for the loan, so the Chinese man hands over the keys to a new Ferrari : parked on the street in front of the bank. He produces the title and : everything checks out. : The Loan officer agrees to accept the car as collateral for the loan. : The bank's president and its officers all enjoy a good laugh at the : Chinese for using a $250,000 Ferrari as collateral against a $5,000
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t*******7 发帖数: 4758 | 8 借50怎么做生意?
【在 N******p 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 为啥要借五千?借五十不是利息更少?
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R***a 发帖数: 41892 | 9 借一个鸡蛋都能蛋生鸡鸡生蛋变百万富翁,
$50够买好几打红皮鸡蛋了
【在 t*******7 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 借50怎么做生意?
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s******u 发帖数: 538 | |
s*i 发帖数: 5025 | 11 虽然早期的一个是犹太人,另一个说的是blonde,其实是一个中犹混血的女的。不矛盾 |
R***a 发帖数: 41892 | 12 中犹混血从哪儿来的金发基因?
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 虽然早期的一个是犹太人,另一个说的是blonde,其实是一个中犹混血的女的。不矛盾
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b*****n 发帖数: 17570 | 13 借50就不用鸭法拉利了,脱条裤子就够
【在 N******p 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 为啥要借五千?借五十不是利息更少?
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