s*********y
发帖数: 52 | 1 好像没有绿卡只能申请private loan。如果没有担保人利率要10%以上，不知道过来人
是怎么解决的啊？ |
d********o
发帖数: 337 | 2
0 APR credit card.
I started borrowing from those 0 APR credit cards back in 2003. At one time I owe more than $100K on no-interest credit cards. Now I still owe about $30K and plan to borrow much more.
When the promotion of one card expires, just switch to another and transfer
your balance.
The Fed is flooding the market with cheap money again, just take it.
【在 s*********y 的大作中提到】
: 好像没有绿卡只能申请private loan。如果没有担保人利率要10%以上，不知道过来人
: 是怎么解决的啊？
|
y*****i
发帖数: 588 | 3 你有那么多0apr了，信用纪录也够申请贷款了吧...
毕竟这样很伤信用纪录...
time I owe more than $100K on no-interest credit cards. Now I still owe
about $30K and plan to borrow much more.
transfer
【在 d********o 的大作中提到】
:
: 0 APR credit card.
: I started borrowing from those 0 APR credit cards back in 2003. At one time I owe more than $100K on no-interest credit cards. Now I still owe about $30K and plan to borrow much more.
: When the promotion of one card expires, just switch to another and transfer
: your balance.
: The Fed is flooding the market with cheap money again, just take it.
|
s*********y
发帖数: 52 | 4 Thanks for the reply! As far as I know, the 0% APR duration is only a few
months to a year for most cards. What do you do afterwards? Will you be
approved for other cards when you are in much debt?
time I owe more than $100K on no-interest credit cards. Now I still owe
about $30K and plan to borrow much more.
transfer
【在 d********o 的大作中提到】
:
: 0 APR credit card.
: I started borrowing from those 0 APR credit cards back in 2003. At one time I owe more than $100K on no-interest credit cards. Now I still owe about $30K and plan to borrow much more.
: When the promotion of one card expires, just switch to another and transfer
: your balance.
: The Fed is flooding the market with cheap money again, just take it.
|
d********o
发帖数: 337 | 5 再换新卡啊.
我说的可能有点夸张,不是适合每个人.
可以考虑ACCESS LOAN.
【在 s*********y 的大作中提到】
: Thanks for the reply! As far as I know, the 0% APR duration is only a few
: months to a year for most cards. What do you do afterwards? Will you be
: approved for other cards when you are in much debt?
:
: time I owe more than $100K on no-interest credit cards. Now I still owe
: about $30K and plan to borrow much more.
: transfer
|
s*********y
发帖数: 52 | 6 是access group吗？他们的利率要11%呢，除非有一个US citizen做cosigner ：（ |
t****g
发帖数: 35582 | 7 It's harder and harder to get free lunch. Most of card issuer charge 3% BT
fee, comparable to FED rate.
【在 d********o 的大作中提到】
: 再换新卡啊.
: 我说的可能有点夸张,不是适合每个人.
: 可以考虑ACCESS LOAN.
|
