d***f 发帖数: 155 | 1 前段时间考虑买房,做了个 Excel 的买房决策 Model. 看到这里有同学问买房租房的
问题,这个 Model 应该可以解决问题。点这里下载
http://www.megaupload.com/?d=PMMIOVI3
对有一点点 Finance 背景的同学来说,Assumptions 和 Result 都应该很好理解。对
没有 Finance 背景的,可能对 Discount Rate 和 NPV 两个概念会有点点困难,简单
解释一下
discount rate: this is your expected return of your money. For example, you
are putting down $100,000 as downpay. If you don't buy a house, you can
invest this money, and it will earn you certain level of return. Discount
rate is this return rate. Different people have differen |
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