P********r 发帖数: 1304 | 1 本人懒,也没有时间去找更多的选择,local去了2家银行,一家给的太高,这家给的还
可以,就这么定了,贷款额16万
800
appraisal fee 450
Credit report 18
Tax related Service fee 85
flood determination fee 7
underwriting fee 250
processing fee 375
loan handling fee 30
1100
closing escrow 395
abstract or title search 75
title examination 75
Title insurance 820
1200
rec |
s******s 发帖数: 593 | 2 800 items are too expensive, normally it should below $1000. |
k******u 发帖数: 3137 | 3 nod, appraisal is hard to waive, but the underwriting fees are worth
bargaining for. I loaned about 125K, and all closing costs (<2000) are
absorbed by the builder's credit.
【在 s******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 800 items are too expensive, normally it should below $1000.
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P********r 发帖数: 1304 | 4 这样啊,看来还能更加低点的,appraisal好像没得低了,我收到invoice,就是450
【在 k******u 的大作中提到】![](/moin_static193/solenoid/img/up.png) : nod, appraisal is hard to waive, but the underwriting fees are worth : bargaining for. I loaned about 125K, and all closing costs (<2000) are : absorbed by the builder's credit.
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s******s 发帖数: 593 | 5 800的费用是贷款公司/经纪收的,他们可以给费用冠以各式各样的名称,当然他们要付
银行appraisal fee,还要给信用卡公司查信用的钱等等,不过broker帮你做了贷款,
他就有提成/佣金,他给你800items优惠点也是可能的。我当时找了好几家broker,基
本上都是below 1000的,我挑了家$900的以为够好了,结果没多久看到这里有人找的同
一家公司(在NJ)的不同的broker,费用才$476! 这时我已经贷完了款。当时很郁闷,
明知没什么结果也还是打电话问我的那个broker怎么回事,他说,哦,那是我们这里刚
刚搞的一个promotion,blahblah。我说我也不过就早了一点,难道不能同样的给个优
惠吗?他说不行。不过又强调如果我介绍朋友给他做贷款,他是可以给我优惠的。嗯,
就这样还想我介绍?
【在 P********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这样啊,看来还能更加低点的,appraisal好像没得低了,我收到invoice,就是450
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