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Living版 - is it a good time to buy a house now?
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话题: house话题: time话题: buy话题: first话题: now
进入Living版参与讨论
1 (共1页)
a******4
发帖数: 112
1
I am hesitating whether we need to buy a house now. Everyone mentioned that
the market is really good for buyers and we found one house both of us
really like.
Few things to consider:
1. just moving to the Midwest, kind of permanently.
2. Not qualified for the first homeowner anymore.
3. First baby on the way.
4. wife has not found a job yet, and we have a major concern of commute if
she finds a job on other side of the city.
5. rent an apt with one year contract, cozy but small
6. Financially
h*d
发帖数: 19309
2

that
kind of?
sure? owned a house within 6 month? also there's $6500 for qualified
existing owner to move up
with baby coming?
at least start to look?

【在 a******4 的大作中提到】
: I am hesitating whether we need to buy a house now. Everyone mentioned that
: the market is really good for buyers and we found one house both of us
: really like.
: Few things to consider:
: 1. just moving to the Midwest, kind of permanently.
: 2. Not qualified for the first homeowner anymore.
: 3. First baby on the way.
: 4. wife has not found a job yet, and we have a major concern of commute if
: she finds a job on other side of the city.
: 5. rent an apt with one year contract, cozy but small

a******4
发帖数: 112
3
Thanks for the suggestions.
1. we mentioned we are kind of permanently because my job is relatively
stable and both of us like here so far. In most cases, we will stay here for
a long time.
2. we bought our first house this year and sold it within several month
because I need to relocate. yes, a big mistake. we checked with local IRS
and they told us that the short time ownership of my previous house actually
disqualified us for any future credit benefits
5. yes, you are right. the two bedroom a
a******4
发帖数: 112
4
any other suggestions?
y*******w
发帖数: 5917
5
If you have a lot of cash (more than 20% down-payment), the best time to buy
is when the mortgage rate > 8%.
If you have no cash and wish to gamble for higher house price, now is the
good time.

that

【在 a******4 的大作中提到】
: I am hesitating whether we need to buy a house now. Everyone mentioned that
: the market is really good for buyers and we found one house both of us
: really like.
: Few things to consider:
: 1. just moving to the Midwest, kind of permanently.
: 2. Not qualified for the first homeowner anymore.
: 3. First baby on the way.
: 4. wife has not found a job yet, and we have a major concern of commute if
: she finds a job on other side of the city.
: 5. rent an apt with one year contract, cozy but small

1 (共1页)
进入Living版参与讨论
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questions about closing现在很多house都有HOA啊,大家怎么看
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急问一个mortgage insurance premium抵税的问题加州政府的 2009 Homeowners Premium Survey 结果
where to find foreclosure houses?Eliminate appraisal fees in refinance or purchase loans
相关话题的讨论汇总
话题: house话题: time话题: buy话题: first话题: now