r********s 发帖数: 280 | 1 关于downpay,听到过两种说法。。。一种是说能尽量少付就少付,cash is the king.
另一种说法是说如果能pay off ASAP是最好的了。这两种说法分别适用于什么情况阿?以
前从来没想过这个问题,今天突然冒出来了。 |
t**s 发帖数: 1393 | 2 1) you shld have enough $$$ for emergency
2) 如果你善于投资,少付当配;如果是个投资盲,多付当配 |
w*******g 发帖数: 9932 | 3 down payment is just like any other investment.
You have to think about the cost of financing versus alternative return that
you
may generate by investing on something else.
Also cash is important for emergency so that you can't have no cash reserves.
If you think you can earn more than 5% a year with relative low risk, you
should
probably have low down payment.
If you think you can't think of another good way of investing and the risk
of real estate investment is low (not really true, isn't it?
【在 t**s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 1) you shld have enough $$$ for emergency : 2) 如果你善于投资,少付当配;如果是个投资盲,多付当配
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s**********d 发帖数: 36899 | 4 如果你不喜欢欠钱,就多付。
如果你喜欢手上多拿钱,就少付。
king.
?以
【在 r********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 关于downpay,听到过两种说法。。。一种是说能尽量少付就少付,cash is the king. : 另一种说法是说如果能pay off ASAP是最好的了。这两种说法分别适用于什么情况阿?以 : 前从来没想过这个问题,今天突然冒出来了。
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r********s 发帖数: 280 | 5 很有道理。Thanks!!
【在 t**s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 1) you shld have enough $$$ for emergency : 2) 如果你善于投资,少付当配;如果是个投资盲,多付当配
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r********s 发帖数: 280 | 6 hahaha, 你这是车轱辘话。。。
【在 s**********d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 如果你不喜欢欠钱,就多付。 : 如果你喜欢手上多拿钱,就少付。 : : king. : ?以
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