l******d 发帖数: 34 | 1 today Rate:
30 Year 5.000 no point
is it good? |
Y********e 发帖数: 2445 | 2 if comforming, then not the best rate today.
if jumbo comforming, yeah, good enough to get locked.
【在 l******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : today Rate: : 30 Year 5.000 no point : is it good?
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l******d 发帖数: 34 | 3 Thanks!
It is a comforming loan. Should I wait for few days?
What's the best rate I should ask for today? I check the whole sale rate. it
is 4.762%
【在 Y********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : if comforming, then not the best rate today. : if jumbo comforming, yeah, good enough to get locked.
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g******y 发帖数: 264 | 4 我刚lock了5%的rate今天,30yr fixed,是不是很容易就能拿到4.875%啊?不过我loan
agent补偿了我一些credit在closing cost。如果再降我还得让他再补些credit。看来
rate持续走低啊。 |
s**m 发帖数: 1564 | 5 where to check the whole sale rate? thankx |
A**M 发帖数: 332 | |
b********3 发帖数: 994 | 7 4.875% is fair in current market |
g******y 发帖数: 264 | 8 看来大家都能4.875lock,请问你们是哪个州的? |
l******d 发帖数: 34 | 9 I use this web to check the rate everyday. Hope it helpful.
http://www.mtgprofessor.com/Wholesale%20Price%20Data/today's_prime.htm
【在 s**m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : where to check the whole sale rate? thankx
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l******d 发帖数: 34 | 10 恭喜。
我问的最好的是5%。credit score 700-730.
How much is your closing cost? Roughly?
谢谢
【在 A**M 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我也刚lock的,4.875
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g******y 发帖数: 264 | |
K****o 发帖数: 2183 | 12 right
【在 g******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是不是每个州不太一样啊?
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i****n 发帖数: 75 | 13 弱问一下,什么是comforming, 什么是jumbo?
【在 Y********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : if comforming, then not the best rate today. : if jumbo comforming, yeah, good enough to get locked.
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a***u 发帖数: 335 | 14 Conforming is <=$417,ooo loan, Jumbo is >$417,000 loan in most area.
【在 i****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 弱问一下,什么是comforming, 什么是jumbo?
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d*s 发帖数: 686 | 15 谢谢。我的broker今天quote了5.0,jumbo conforming loan,好像要buy 1 point,是不是高了?
http://www.mtgprofessor.com/Wholesale%20Price%20Data/today's_prime.htm
【在 l******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I use this web to check the rate everyday. Hope it helpful. : http://www.mtgprofessor.com/Wholesale%20Price%20Data/today's_prime.htm
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A**M 发帖数: 332 | 16 首先我在MD,不知道别的州有没有太大参考价值,然后我们两个人6个信用记录最差的
一个是760,做的所谓no points no fee的,appraisal$477,lender's+owner's title
insurance$1900,government charge$80,另外就是transfer tax,escrow account,
homeowner insurance之类的了
【在 l******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 恭喜。 : 我问的最好的是5%。credit score 700-730. : How much is your closing cost? Roughly? : 谢谢
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