s*******e
发帖数: 102 | 1 最近想了想，现在没小孩的话，没必要贷太多款买好学区的大房子，只要在好学区买个
小的就行了，比如 2 bedrooms，这样不用付太多利息，等几年后有了小孩再搬大的。
回到贷款的问题，是否贷款每月的利息部分小于现在租房的价钱，就是比较合理的贷款
数额。 | g*****9
发帖数: 4125 | 2 No one else here knows your financial situation like yourself, you have to
make that call. (unless you are willing to share all your private info here)
【在 s*******e 的大作中提到】
: 最近想了想，现在没小孩的话，没必要贷太多款买好学区的大房子，只要在好学区买个
: 小的就行了，比如 2 bedrooms，这样不用付太多利息，等几年后有了小孩再搬大的。
: 回到贷款的问题，是否贷款每月的利息部分小于现在租房的价钱，就是比较合理的贷款
: 数额。
| l*****0
发帖数: 1207 | 3 The best way of housing loan is HELOC, (home equity line of credit)
because it pays principle first and pays interest later, and no such
commitment of 10 to 30 years which is quite scary
but your must know how to 理财
not that I am showing off, 99% of the home buyer here have no knowledge of using HELOC
furthermore, no, I repeat "no" loan officer will offer you HELOC to purchase a house, because they will not make much money if you use HELOC |
|
