P********6
发帖数: 709 | 1 20% down 30 year rate is 5.25%
20% down 15 year rate is 4.25%
what if I pay 50% down? |
l******r
发帖数: 1642 | 2 it has nothing to do with your downpay size
It only matters with the years u will pay off.
If u make sure u can pay it off in five years, just do a 5/1 ARM. |
P********6
发帖数: 709 | 3 这个回答不一定很准确, 因为10% downpayment 和 20% downpayment 和 25%
downpayment 分别利率不同 |
a****r
发帖数: 4965 | 4 Loan rate is related to Loan Amount, Loan-To-Value Ratio, and Credit Score/
History.
If you make higher downpayment, your loan rate may go down, especially for
those with low credit score.
【在 l******r 的大作中提到】
: it has nothing to do with your downpay size
: It only matters with the years u will pay off.
: If u make sure u can pay it off in five years, just do a 5/1 ARM.
|
p*********w
发帖数: 23432 | 5 过了 20% 之后，就没有太大区别了。
而实际上，你要是贷款太少，商家处理的手续费相比又太多（利润少了），
他们又可能不乐意了。
【在 P********6 的大作中提到】
: 这个回答不一定很准确, 因为10% downpayment 和 20% downpayment 和 25%
: downpayment 分别利率不同
|
r*****e
发帖数: 7853 | 6 20% down is the best for agent and banker
less is too risky, more is less profitable -- I heard from my agent
【在 P********6 的大作中提到】
: 20% down 30 year rate is 5.25%
: 20% down 15 year rate is 4.25%
: what if I pay 50% down?
|
P********6
发帖数: 709 | 7 是啊, 怎样才能让我们小老百姓最省钱呢?
【在 r*****e 的大作中提到】
: 20% down is the best for agent and banker
: less is too risky, more is less profitable -- I heard from my agent
|
T*U
发帖数: 22634 | 8 for how long?
【在 P********6 的大作中提到】
: 20% down 30 year rate is 5.25%
: 20% down 15 year rate is 4.25%
: what if I pay 50% down?
|
