n*******e 发帖数: 55 | 1 after tax and 401k total income $9000 per month, current rent $1700 per
month (some bonus but not certain).
640k house with 150k down payment, house itself probably needs 20-50k
renovation after purchase
property tax is about 10k per year for now
no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想
以后就被房子给绑住了,麻烦有经验的看看,谢谢了。 |
c****o 发帖数: 32446 | |
i********e 发帖数: 174 | |
K******S 发帖数: 10109 | 4 没孩子能撑,有了孩子就比较死撑了
【在 n*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : after tax and 401k total income $9000 per month, current rent $1700 per : month (some bonus but not certain). : 640k house with 150k down payment, house itself probably needs 20-50k : renovation after purchase : property tax is about 10k per year for now : no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想 : 以后就被房子给绑住了,麻烦有经验的看看,谢谢了。
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d****n 发帖数: 195 | 5 mortgage, insurance, property tax一共4000吧。还剩5000块可供消费,不撑啊。
【在 n*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : after tax and 401k total income $9000 per month, current rent $1700 per : month (some bonus but not certain). : 640k house with 150k down payment, house itself probably needs 20-50k : renovation after purchase : property tax is about 10k per year for now : no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想 : 以后就被房子给绑住了,麻烦有经验的看看,谢谢了。
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v**a 发帖数: 2062 | 6 如果这个收入是两个人的可以,一个人的话保守些好。 |
p*t 发帖数: 114 | |
l****l 发帖数: 3394 | |
l****l 发帖数: 3394 | 9 税后9000,除去房子.一个月5000还不够花阿. |
b*****l 发帖数: 1594 | 10 因该还好。如果你交了DP还有至少5万在手里的话。如果有十万左右最好。因为你装修
要出去至少3-4万。另外如果不是利率很大优惠,不用放15万dp.20%就好了。多了也达
不到conforming loan的要求。还不如留些钱在手里应急。将来通货膨胀,借的钱越多
越划算。尤其是现下利率算是历史上少有的低位。将来不会亏。
【在 n*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : after tax and 401k total income $9000 per month, current rent $1700 per : month (some bonus but not certain). : 640k house with 150k down payment, house itself probably needs 20-50k : renovation after purchase : property tax is about 10k per year for now : no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想 : 以后就被房子给绑住了,麻烦有经验的看看,谢谢了。
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e********t 发帖数: 9607 | |
d*******n 发帖数: 1339 | 12 no kids, never 撑
【在 n*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : after tax and 401k total income $9000 per month, current rent $1700 per : month (some bonus but not certain). : 640k house with 150k down payment, house itself probably needs 20-50k : renovation after purchase : property tax is about 10k per year for now : no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想 : 以后就被房子给绑住了,麻烦有经验的看看,谢谢了。
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b*****g 发帖数: 2879 | |
s*****p 发帖数: 5342 | 14 较比轻松
【在 n*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : after tax and 401k total income $9000 per month, current rent $1700 per : month (some bonus but not certain). : 640k house with 150k down payment, house itself probably needs 20-50k : renovation after purchase : property tax is about 10k per year for now : no kids. 第一次买房,有点不知道将来的开销有多大,紧张不知道会不会太撑。不想 : 以后就被房子给绑住了,麻烦有经验的看看,谢谢了。
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