l***t 发帖数: 114 | 1 5ARM 3.5%, 15 fix 4.25%. No penalty for early pay off
如果我5年内肯定还清的话,5ARM is better, right? | P******k 发帖数: 102 | | l***t 发帖数: 114 | 3 我是想等我的房子卖后把大部分贷款还了。我能提前,例如三年之内,还清吗? | b**********y 发帖数: 326 | 4 如果no prepayment penalty,第二天还清都行。你还可以每天n次多还。
【在 l***t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我是想等我的房子卖后把大部分贷款还了。我能提前,例如三年之内,还清吗?
| l***t 发帖数: 114 | | P******k 发帖数: 102 | 6 如果你想短期内就卖房子的话, 应该选利息最地的。每个月付的利息低。
【在 l***t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 5ARM 3.5%, 15 fix 4.25%. No penalty for early pay off : 如果我5年内肯定还清的话,5ARM is better, right?
| G****y 发帖数: 3537 | 7 I am debating on 5 or 7 ARM vs 15 Fix too.
If pay off the mortgage in 5 years, then 5 ARM can save average $500/per
year (net amount, already deducted tax benefit on interests) over 15 year
fix. What to choose??
The advantage for 15 year fix is that the mortgage can be paid off much
later, depends on the cash flow/usage at hand. |
|