c********n
发帖数: 212 | | l*********e
发帖数: 7492 | 2 no point no fee?
this is a very good rate.
【在 c********n 的大作中提到】
: anyone got it?
| J*K
发帖数: 331 | | b****3
发帖数: 201 | 4 借LZ的宝地请教一下, 这ARM的MONTHLY PAYMENT里的PRINCIPAL怎么算?
7/1 ARM 6.25%, 是7年内的还款的利息部分都按6.25%算,我这样理解对吗?
本金部份呢? 是按30年的还? 7年? 还是随你还多少, 剩下的7年结束重新贷?
| s**********d
发帖数: 36899 | 5 no point no fee没有这么低的吧。没听到4%以下的。 | J*K
发帖数: 331 | 6 no point no fee 3.875 here
【在 s**********d 的大作中提到】
: no point no fee没有这么低的吧。没听到4%以下的。
| c********n
发帖数: 212 | 7 My broker informed me he can provide 3.625% for 7 yr ARM today (notice that
the rate has continuously dropped in the last three days) with no point. As
to fee, I am not sure, since there are several hundred origination fee or
lender fee.
I do not know whether this is a good rate. But according to the reply here,
it sounds not bad. I will keep on waiting for a couple of days before I lock
it. This week the trend of the rate is definitely downward. | c********n
发帖数: 212 | 8 I guess the formula is the same ( you can google it). and the only
difference, as you mentioned, is that after 7 years the rate will change and
then you redo the calculation based on that rate.
【在 b****3 的大作中提到】
: 借LZ的宝地请教一下, 这ARM的MONTHLY PAYMENT里的PRINCIPAL怎么算?
: 7/1 ARM 6.25%, 是7年内的还款的利息部分都按6.25%算,我这样理解对吗?
: 本金部份呢? 是按30年的还? 7年? 还是随你还多少, 剩下的7年结束重新贷?
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