h****a
发帖数: 637 | 1 我的loan agent说升了不少。昨天合同没签下来，所以没能lock |
N**D
发帖数: 2885 | |
c****o
发帖数: 32446 | 3 俺咋听收音机说现在30年的利率只有4.7%了，历史最低 |
a******g
发帖数: 1538 | 4 刚问过我的loan broker, 30年 4.75， 5/1 arm 3.5
想不好要哪个，心里倾向5/1 arm
【在 c****o 的大作中提到】
: 俺咋听收音机说现在30年的利率只有4.7%了，历史最低
|
c****o
发帖数: 32446 | 5 看loan大小
【在 a******g 的大作中提到】
: 刚问过我的loan broker, 30年 4.75， 5/1 arm 3.5
: 想不好要哪个，心里倾向5/1 arm
|
a******g
发帖数: 1538 | 6 这也有关系？ 多少钱也都是按百分比算啊
我现在的offer是558K，seller准备接受了。
【在 c****o 的大作中提到】
: 看loan大小
|
x********n
发帖数: 206 | 7
【在 h****a 的大作中提到】
: 我的loan agent说升了不少。昨天合同没签下来，所以没能lock
|
x********n
发帖数: 206 | 8 升了。
【在 h****a 的大作中提到】
: 我的loan agent说升了不少。昨天合同没签下来，所以没能lock
|
y********e
发帖数: 8315 | 9 lock在5%的人ympk
【在 c****o 的大作中提到】
: 俺咋听收音机说现在30年的利率只有4.7%了，历史最低
|
h****a
发帖数: 637 | 10 4.75好便宜啊。我贷480K。我的loan agent说今天只能锁5.125了，昨天告诉我可以锁5
.0
【在 a******g 的大作中提到】
: 刚问过我的loan broker, 30年 4.75， 5/1 arm 3.5
: 想不好要哪个，心里倾向5/1 arm
|
|
|
b*d
发帖数: 9308 | 11 今天5.0%还是可以锁的吧，不过下星期就不知道了。
锁5
【在 h****a 的大作中提到】
: 4.75好便宜啊。我贷480K。我的loan agent说今天只能锁5.125了，昨天告诉我可以锁5
: .0
|
G****y
发帖数: 3537 | 12 I planed to re-lock in this week for 3.95% 15 year. I waited a little to see
if it can go even lower. Today when I decide to do it, rate went up to 4.0%
now.
Just bad luck and too greedy. Closing has still two weeks. Maybe just pay $
325 to re-lock now then do not worry about it.
What is the chance that the rate go up in next two weeks? My feeling it may
go up and would not go down any more.
【在 h****a 的大作中提到】
: 我的loan agent说升了不少。昨天合同没签下来，所以没能lock
|
b*d
发帖数: 9308 | 13 Well, it is always hard to predit the rate trending. Someone says it is
proportional to the stock market, but not always true.
Anyway, I don't believe the rate will continuously hike in the near future.
Maybe there is still a chance to do a 4.75% 30 yrs or 4.125% 15 yrs
refinance.
see
0%
may
【在 G****y 的大作中提到】
: I planed to re-lock in this week for 3.95% 15 year. I waited a little to see
: if it can go even lower. Today when I decide to do it, rate went up to 4.0%
: now.
: Just bad luck and too greedy. Closing has still two weeks. Maybe just pay $
: 325 to re-lock now then do not worry about it.
: What is the chance that the rate go up in next two weeks? My feeling it may
: go up and would not go down any more.
|
G****y
发帖数: 3537 | 14 What the heck, I paid $325 to re-lock the rate at 4.0% for 15 years. The
bank has no free re-lock, that is the sad thing. |
b*d
发帖数: 9308 | 15 You are simply paying the fee to re-process the refinance. That's another
reason loan broker sometimes don't want to re-lock the rate.
【在 G****y 的大作中提到】
: What the heck, I paid $325 to re-lock the rate at 4.0% for 15 years. The
: bank has no free re-lock, that is the sad thing.
|
