b*d 发帖数: 9308 | 1 看见有几个同鞋开了北加的俱乐部,现在我也搞一个南加的,方便Local的朋友们.
http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html
欢迎大家访问,有贷款和利率的问题我会一一回答. |
m*****r 发帖数: 334 | 2 Very useful info! thanks!
【在 b*d 的大作中提到】 : 看见有几个同鞋开了北加的俱乐部,现在我也搞一个南加的,方便Local的朋友们. : http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html : 欢迎大家访问,有贷款和利率的问题我会一一回答.
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h*******d 发帖数: 108 | |
p********r 发帖数: 1980 | 4 Keep up the good work!
【在 b*d 的大作中提到】 : 看见有几个同鞋开了北加的俱乐部,现在我也搞一个南加的,方便Local的朋友们. : http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html : 欢迎大家访问,有贷款和利率的问题我会一一回答.
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k**u 发帖数: 10502 | 5 no cost是不是只是银行方面的费用?
有些人做没有任何费用的,也就是说除了本金、利息、保险之外一分钱不用付的。
可不可以澄清一下?
【在 b*d 的大作中提到】 : 看见有几个同鞋开了北加的俱乐部,现在我也搞一个南加的,方便Local的朋友们. : http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html : 欢迎大家访问,有贷款和利率的问题我会一一回答.
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b*d 发帖数: 9308 | 6 没有问题。我们做的Refinance就是没有任何费用的。银行的各种费用,处理费还有
Appraisal fee都是我们来出的。
【在 k**u 的大作中提到】 : no cost是不是只是银行方面的费用? : 有些人做没有任何费用的,也就是说除了本金、利息、保险之外一分钱不用付的。 : 可不可以澄清一下?
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b*d 发帖数: 9308 | 7 给大家提个醒,今天的利率又降了,能锁利率赶紧锁了。
【在 b*d 的大作中提到】 : 没有问题。我们做的Refinance就是没有任何费用的。银行的各种费用,处理费还有 : Appraisal fee都是我们来出的。
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b*d 发帖数: 9308 | 8 今天的Rate已经更新了.
【在 b*d 的大作中提到】 : 给大家提个醒,今天的利率又降了,能锁利率赶紧锁了。
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h********9 发帖数: 2533 | |
p********r 发帖数: 1980 | 10 Don't urge people to lock the rate. You don't know where the rate is going
just like everyone else. It is OK for us to speculate on that. But as a
mortgage broker, people might hate you when you turn out giving bad advices.
Focus on giving advices that is guaranteed to be in the best interest of
your borrowers. Just my 2 cents.
【在 b*d 的大作中提到】 : 给大家提个醒,今天的利率又降了,能锁利率赶紧锁了。
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b*d 发帖数: 9308 | 11 Good Point!多谢提醒!
advices.
【在 p********r 的大作中提到】 : Don't urge people to lock the rate. You don't know where the rate is going : just like everyone else. It is OK for us to speculate on that. But as a : mortgage broker, people might hate you when you turn out giving bad advices. : Focus on giving advices that is guaranteed to be in the best interest of : your borrowers. Just my 2 cents.
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b*d 发帖数: 9308 | 12 今天的利率出来了,条件符合的可以做到4.375% 30yrs fix。
【在 b*d 的大作中提到】 : Good Point!多谢提醒! : : advices.
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d*****5 发帖数: 278 | 13 条件符合的可以做到4.375% 30yrs fix。
==> you mean 'refinance' or 'purchase'? |
b*d 发帖数: 9308 | 14 是No cost的Refinance。
【在 d*****5 的大作中提到】 : 条件符合的可以做到4.375% 30yrs fix。 : ==> you mean 'refinance' or 'purchase'?
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a*****h 发帖数: 2182 | 15 请问今天5 yr ARM no cost refin可以做到多少,我们的loan amount是410k
【在 b*d 的大作中提到】 : 是No cost的Refinance。
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b*d 发帖数: 9308 | 16 可以做到3.5%。
【在 a*****h 的大作中提到】 : 请问今天5 yr ARM no cost refin可以做到多少,我们的loan amount是410k
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a*****h 发帖数: 2182 | 17 谢谢bed,你真热心。
今天最后一问,3.5% 5yr ARM和3.875% 15yr fix,你建议选哪种呢?
【在 b*d 的大作中提到】 : 可以做到3.5%。
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p********r 发帖数: 1980 | 18 That depends on your personal situation: how much you are going to pre-pay
each month, what other investment choices that you have, and god knows what
the interest rate would be 5 years from now.
The ARM is attractive only because the lower current interest rate and the
lower balance 5 years from now. But how much balance you will have 5 years
from now is up to you. And factor in a wild-card interest rate at that time,
then you can decide which one is better.
【在 a*****h 的大作中提到】 : 谢谢bed,你真热心。 : 今天最后一问,3.5% 5yr ARM和3.875% 15yr fix,你建议选哪种呢?
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b*d 发帖数: 9308 | 19 谢谢peacemaker的回答。
what
time,
【在 p********r 的大作中提到】 : That depends on your personal situation: how much you are going to pre-pay : each month, what other investment choices that you have, and god knows what : the interest rate would be 5 years from now. : The ARM is attractive only because the lower current interest rate and the : lower balance 5 years from now. But how much balance you will have 5 years : from now is up to you. And factor in a wild-card interest rate at that time, : then you can decide which one is better.
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