n*****o
发帖数: 48 | 1 不知道这个问题是否属于mortgage 101之类的问题，如果是，请大家轻拍
比较这2种情况
1）ing rate renew, 5 year arm from 4.5% to 3.625%, 1 month payment as fee,
which is $2135. No other type of fee at all, can't refinance in 12 month
otherwise have to pay some penalty. This will NOT extend the time I pay off
my mortgage
2) no cost refinance, 5 year arm is around 3.5%. I don't know how much fee
associate with this, like appraisal ...
this will re-caculate my mortgage to another 30 years
刚刚给ing打了一个电话，详细问了问。他们的representive说他们的renew rate | s********d
发帖数: 2216 | 2 3.625 with cost 不算很好的 rate。
缺点还有，biweekly payment， 5 年 fixed， prepay penalty。
选 5 ARM no cost。closing cost 也差不多 2000 多。
5 ARM 没必要买 point， 付 cost。 |
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