y**b 发帖数: 10166 | 1 在freecreditscore查了一下,有些问题也得到解答,贴一下:
Should I close old accounts?
People commonly close inactive credit accounts, thinking it will improve
their credit rating. Actually, the opposite is true. Keeping old accounts
open, even if you never plan to use them, increases your amount of available
credit and lengthens the age of your Credit Report – two factors that can
positively impact your credit.
Every time you apply for credit, a "hard inquiry" is placed on your Credit
Report. Having too many hard i |
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