K***n
发帖数: 131 | 1 房子难卖，考虑重新贷款，降低利率后出租。重新贷款有限制吗？ |
h**p
发帖数: 377 | 2 I think in your case the main concern is the appraisal, i.e. the current mar
ket value for your house. If it is too low, you might not able to do the ref
inance.
【在 K***n 的大作中提到】
: 房子难卖，考虑重新贷款，降低利率后出租。重新贷款有限制吗？
|
K***n
发帖数: 131 | 3 Thanks for your response. I can put some money if that is the case.
My concern: Is there anything prevent me from refinancing when the
house is in the market? |
b*d
发帖数: 9308 | 4 Yes, Lender will be concerned by that.
【在 K***n 的大作中提到】
: Thanks for your response. I can put some money if that is the case.
: My concern: Is there anything prevent me from refinancing when the
: house is in the market?
|
g********n
发帖数: 178 | 5
mar
ref
re
【在 h**p 的大作中提到】
: I think in your case the main concern is the appraisal, i.e. the current mar
: ket value for your house. If it is too low, you might not able to do the ref
: inance.
|
c******l
发帖数: 502 | 6 If you want to do refinance, you need to withdraw from the marketig first. I
just submitted a loan has the same situation like yours.That's request by
lender. |
K***n
发帖数: 131 | 7 Thanks for your information.
I will withdraw first. After I have done the refinance, the house will come
to the market again. Does that mean double charge for the multiple listing
to the seller agent? Any way can this be avoided, say "pending" on the
market.
I don't wanna see the seller agent double charged for listing, especially
house is not sold. |
b*d
发帖数: 9308 | 8 If you want to sell your house right now, it's not even worth the effort to
do a refinance.
come
【在 K***n 的大作中提到】
: Thanks for your information.
: I will withdraw first. After I have done the refinance, the house will come
: to the market again. Does that mean double charge for the multiple listing
: to the seller agent? Any way can this be avoided, say "pending" on the
: market.
: I don't wanna see the seller agent double charged for listing, especially
: house is not sold.
|
m*******r
发帖数: 2044 | 9 you cannot get good rate if you have already put your house on market |
y*****6
发帖数: 1107 | 10 it's a slow market. if your mortgage is 15 yr, 5/1 arm refinance is not a
bad idea.
to
【在 b*d 的大作中提到】
: If you want to sell your house right now, it's not even worth the effort to
: do a refinance.
:
: come
|
c******l
发帖数: 502 | 11 If you can do no-cost refinance, why not to do it. Anyway the marketing is
slow, nobody know when your house can be sold. At least you get a lower rate.
Don't worry about the selling agent charge. They only get paid at closing.
Since the agent just help you list it on the marketing, just tell him/her,
for refinance purpose, you need to terminate the listing for may 1 to 2
month, and you will keep selling it. It will be fine for the agent.
come
【在 K***n 的大作中提到】
: Thanks for your information.
: I will withdraw first. After I have done the refinance, the house will come
: to the market again. Does that mean double charge for the multiple listing
: to the seller agent? Any way can this be avoided, say "pending" on the
: market.
: I don't wanna see the seller agent double charged for listing, especially
: house is not sold.
|
K***n
发帖数: 131 | 12 Thanks to Cookies and others.
I will do refinance from 30 year fix to 5 year ARM after withdraw,
consdering the slow market to sell. |
