n*****n 发帖数: 202 | 1 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了? |
m******8 发帖数: 343 | 2 误区, forclosed的好房子多的是,
高素质的老美根本不会毁房子。只有那些低素质的老美毁房子.
出价前想尽一切办法把欠银行多少钱搞清楚。 这个钱数加上佣金就是你出的价钱。
【在 n*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了?
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n*******9 发帖数: 3244 | 3 如此出价银行得好好谢你。Foreclosed房没有一个市价还能高于欠银行贷款额的。否则
也不用被foreclose掉了。
【在 m******8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 误区, forclosed的好房子多的是, : 高素质的老美根本不会毁房子。只有那些低素质的老美毁房子. : 出价前想尽一切办法把欠银行多少钱搞清楚。 这个钱数加上佣金就是你出的价钱。
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g**y 发帖数: 1342 | 4 因为他是银行的人。
。
【在 n*******9 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 如此出价银行得好好谢你。Foreclosed房没有一个市价还能高于欠银行贷款额的。否则 : 也不用被foreclose掉了。
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m******8 发帖数: 343 | 5 你搞错了, 你说的是 short sale.
【在 n*******9 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 如此出价银行得好好谢你。Foreclosed房没有一个市价还能高于欠银行贷款额的。否则 : 也不用被foreclose掉了。
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i***k 发帖数: 386 | 6 照你这么说我得出一百多万。银行foreclosure记录上$1,000,000(sheriff sale),那
个数不知道哪来的,估计是欠款数。结果30万拿下。
【在 m******8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 误区, forclosed的好房子多的是, : 高素质的老美根本不会毁房子。只有那些低素质的老美毁房子. : 出价前想尽一切办法把欠银行多少钱搞清楚。 这个钱数加上佣金就是你出的价钱。
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l********t 发帖数: 645 | 7 不是记录吧, 查查TAX,算算VALUE了。
【在 i***k 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 照你这么说我得出一百多万。银行foreclosure记录上$1,000,000(sheriff sale),那 : 个数不知道哪来的,估计是欠款数。结果30万拿下。
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h***i 发帖数: 148 | 8 我们正在买short sale的房子
主要是
1. as is 基本上seller不会再做任何维修....所以查处任何问题,都不负责.要么自己
修,要么walk away
2. 时间长...特别是对方如果有不止一个银行的贷款的话.
3. 如果对方还住在里面,而且不积极配合的话...不知道什么时候可以搬出去.因为理论
上,seller还是要签字同意才行的.不是单纯银行好说了算..
4. 你的agent会嫌麻烦.....不愿意做
5.如果已经是空关房,从inspection以后到真正close可能要几个月...这个期间担心房
子没人看护.....
其他好像也没什么更多的了.
【在 n*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了?
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s*i 发帖数: 5025 | 9 我的2分钱:
1. 真正的deal只能是foreclosed房子。事实上,很多deal太好了。list price根本拿
不到。当
然鱼目混杂。需要楼主的判断力。很多所谓的破坏都是皮毛的问题。上市越久的没出去
的,越是问题大
的。
2. Foreclosed的房子的标价,跟银行的贷款没关系。查BPO
3. 一般没有讨价余地了,但是在出价和closing cost上有很多讲究
【在 n*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了?
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w*******g 发帖数: 9932 | 10 a lot of foreclosed homes were sold to insiders. The bankers who handle
these
foreclosure would tell their friends and family first. Once the homes go on
market, they submit bids that match the asking prices and quickly close the
sale. That is why we can rarely win a bid at foreclosure.
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我的2分钱: : 1. 真正的deal只能是foreclosed房子。事实上,很多deal太好了。list price根本拿 : 不到。当 : 然鱼目混杂。需要楼主的判断力。很多所谓的破坏都是皮毛的问题。上市越久的没出去 : 的,越是问题大 : 的。 : 2. Foreclosed的房子的标价,跟银行的贷款没关系。查BPO : 3. 一般没有讨价余地了,但是在出价和closing cost上有很多讲究
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l********t 发帖数: 645 | 11 make sense.
on
the
【在 w*******g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : a lot of foreclosed homes were sold to insiders. The bankers who handle : these : foreclosure would tell their friends and family first. Once the homes go on : market, they submit bids that match the asking prices and quickly close the : sale. That is why we can rarely win a bid at foreclosure.
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l********t 发帖数: 645 | 12 Make sense.
Short sale, not good deals at all.
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我的2分钱: : 1. 真正的deal只能是foreclosed房子。事实上,很多deal太好了。list price根本拿 : 不到。当 : 然鱼目混杂。需要楼主的判断力。很多所谓的破坏都是皮毛的问题。上市越久的没出去 : 的,越是问题大 : 的。 : 2. Foreclosed的房子的标价,跟银行的贷款没关系。查BPO : 3. 一般没有讨价余地了,但是在出价和closing cost上有很多讲究
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a******7 发帖数: 432 | 13 你还是歇歇吧,越描越黑,哈哈哈,you make my day.
【在 m******8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你搞错了, 你说的是 short sale.
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s*i 发帖数: 5025 | 14 100% correct.
Theoretically, a seller shall not tell all buyers what is the current
highest bid. But he can of course do so to his 'friends'. It is not
surprising that his 'friends' submit an offer at the last minute and also
at a coincidently higher bid.
on
the
【在 w*******g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : a lot of foreclosed homes were sold to insiders. The bankers who handle : these : foreclosure would tell their friends and family first. Once the homes go on : market, they submit bids that match the asking prices and quickly close the : sale. That is why we can rarely win a bid at foreclosure.
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C*******d 发帖数: 15836 | 15 When I was searching my house, I only checked those foreclosed ones because
their price was simply unbeatable comparing to "normal" houses.
Most foreclosed houses are not well maintained, many of which have molds and
basement flooding. There are other issues like scratched walls, removed
utilities, dirty carpets, etc etc.
However, there are reasonably maintained ones which took time to find. They
are the real jewels.
I bought my foreclosed house at $70,000 below market value for $350,000. It'
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i***k 发帖数: 386 | 16 Congrats! Did you cash out when you refin? |
b*d 发帖数: 9308 | 17 1. 等待时间比较长.
2. 新手最好不要碰.
【在 n*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了?
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C*******d 发帖数: 15836 | 18 If this question was for me:
Thanks! No I didn't. I have no better way to increase my money in a rate
higher than my current loan rate, and I have no plan to do something immoral
. So I think it is better for me not to cash out.
【在 i***k 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Congrats! Did you cash out when you refin?
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D*******y 发帖数: 4252 | 19 这种房子能不能买到基本看运气.
不需要很handy,找人remodel就成,一般来说所谓handy的人自己能干的活如果请人做也多花不了几个钱。
remodel的大笔花销都是一般人做不了的,比如roof,furnace/AC,上下水管,
concrete works
because
and
They
It'
it
【在 C*******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : When I was searching my house, I only checked those foreclosed ones because : their price was simply unbeatable comparing to "normal" houses. : Most foreclosed houses are not well maintained, many of which have molds and : basement flooding. There are other issues like scratched walls, removed : utilities, dirty carpets, etc etc. : However, there are reasonably maintained ones which took time to find. They : are the real jewels. : I bought my foreclosed house at $70,000 below market value for $350,000. It' : s
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D*******y 发帖数: 4252 | 20 为啥新手不要碰?
【在 b*d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 1. 等待时间比较长. : 2. 新手最好不要碰.
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C*******d 发帖数: 15836 | 21
I agree!
做也多花不了几个钱。
That's exactly the point. You have to find a foreclosed house with small
problems making the house unappealing and priced low, yet no big problems to
cost you real fortune to fix. That's why it is not very easy to find such
houses.
【在 D*******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这种房子能不能买到基本看运气. : 不需要很handy,找人remodel就成,一般来说所谓handy的人自己能干的活如果请人做也多花不了几个钱。 : remodel的大笔花销都是一般人做不了的,比如roof,furnace/AC,上下水管, : concrete works : : because : and : They : It' : it
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d*********e 发帖数: 1334 | 22 When can we check the bpo?
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我的2分钱: : 1. 真正的deal只能是foreclosed房子。事实上,很多deal太好了。list price根本拿 : 不到。当 : 然鱼目混杂。需要楼主的判断力。很多所谓的破坏都是皮毛的问题。上市越久的没出去 : 的,越是问题大 : 的。 : 2. Foreclosed的房子的标价,跟银行的贷款没关系。查BPO : 3. 一般没有讨价余地了,但是在出价和closing cost上有很多讲究
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p*****e 发帖数: 7299 | 23 确实如此。
on
the
【在 w*******g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : a lot of foreclosed homes were sold to insiders. The bankers who handle : these : foreclosure would tell their friends and family first. Once the homes go on : market, they submit bids that match the asking prices and quickly close the : sale. That is why we can rarely win a bid at foreclosure.
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p*****e 发帖数: 7299 | 24 赞。
because
and
They
It'
it
【在 C*******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : When I was searching my house, I only checked those foreclosed ones because : their price was simply unbeatable comparing to "normal" houses. : Most foreclosed houses are not well maintained, many of which have molds and : basement flooding. There are other issues like scratched walls, removed : utilities, dirty carpets, etc etc. : However, there are reasonably maintained ones which took time to find. They : are the real jewels. : I bought my foreclosed house at $70,000 below market value for $350,000. It' : s
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s*i 发帖数: 5025 | 25 Google "BPO foreclosure". What I wanted to say is that the listing price
has very little connection to original loans.
【在 d*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : When can we check the bpo?
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m***y 发帖数: 14763 | 26 这个"高素质的老美"不得不赞
【在 m******8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 误区, forclosed的好房子多的是, : 高素质的老美根本不会毁房子。只有那些低素质的老美毁房子. : 出价前想尽一切办法把欠银行多少钱搞清楚。 这个钱数加上佣金就是你出的价钱。
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m******8 发帖数: 343 | 27 俺就是从高素质的老美手里买的forclosed, 从看房到CLOSE 一共 26天。
价格比appraisal低10%
在去掉佣金后, 刚好是银行欠款额。
【在 m***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个"高素质的老美"不得不赞
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b*d 发帖数: 9308 | 28 Because there are lots of more unexpected outcome when you are dealing with
Short Sale or REO sale. And some first home buyers tend to be less patient.
【在 D*******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 为啥新手不要碰?
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f********e 发帖数: 2194 | 29 如果有好deal,当然要碰
【在 n*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 有多少麻烦事情呀?是不是这样的房子已经没有什么还价的余地了?
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s***g 发帖数: 820 | 30 what si BPO?
【在 s*i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我的2分钱: : 1. 真正的deal只能是foreclosed房子。事实上,很多deal太好了。list price根本拿 : 不到。当 : 然鱼目混杂。需要楼主的判断力。很多所谓的破坏都是皮毛的问题。上市越久的没出去 : 的,越是问题大 : 的。 : 2. Foreclosed的房子的标价,跟银行的贷款没关系。查BPO : 3. 一般没有讨价余地了,但是在出价和closing cost上有很多讲究
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