v*****r
发帖数: 2325 | 1 use 15 year fixed, our mortgage monthly jumps up 700- 800.
this article states that using a 15 year fix lacks flexibility
http://finance.yahoo.com/loans/article/110512/a-15-year-mortgage-isnt-for-everyone?mod=loans-home
for instance if you can pay 700-800 as principal each month, 30- year
mortgage would become a 19.5 year mortgage.
in terms of pure interest savings, not as good as 15-year. but when your
budget gets tight, you can discountinue the principal. this means you can
adjust mortgage pa | b*d
发帖数: 9308 | 2 我觉得要是15年有点撑的话，那现在就用30年的，等工资涨上去了，还可以再Refi成15
年的。
【在 v*****r 的大作中提到】
: use 15 year fixed, our mortgage monthly jumps up 700- 800.
: this article states that using a 15 year fix lacks flexibility
: http://finance.yahoo.com/loans/article/110512/a-15-year-mortgage-isnt-for-everyone?mod=loans-home
: for instance if you can pay 700-800 as principal each month, 30- year
: mortgage would become a 19.5 year mortgage.
: in terms of pure interest savings, not as good as 15-year. but when your
: budget gets tight, you can discountinue the principal. this means you can
: adjust mortgage pa
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