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发帖数: 289 | 1 Higher unemployment rate dampens the hope of stock traders. As a result of
that, we see slight bounce back of the mortgage loan rates. Generally,
market information is still mixed as it will take more time for traders to
digest news of higher-than-expected unemployment rate.
义腾贷款(Direct lender)，请听1300AM或电626-538-5688了解我们
Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.500 3.875 3.125
Refinance Loan 4.625 4.000 3.250
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.125 3.500
Refinance Loan 4.875 4.250 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email and send
it to
j**[email protected] or call Jing at 626.538.5688 for specific
questions
Department of Real Estate License # 01880010
Natinoal Mortgage Loan Licensing # 339172
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier ! |
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