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c**********e
发帖数: 1184 | 1 短评：今天（1月7日星期五）ARM贷款的利率大降，其它program除30年固定外也比和昨天的下降！这对一直在等待机会锁定利率的买房的网友可是一个好机会！
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.250 4.750 4.125 3.875 4.125
<=$729K 4.875 4.375 4.125
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 4.125
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.000 4.500 3.875 2.875 3.250
APR: 4.860 4.188 4.649 4.146 2.974 3.351
<=$729K 4.875 4.250 3.500
APR: 4.966 4.405 3.584
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.875 4.250
APR: 4.986 4.565 5.027 4.523
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.750 4.000 3.750 4.000
<=$729K 4.875 4.375 4.125
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 2.875 3.250
APR: 4.735 4.188 4.649 4.146 2.974 3.351
<=$729K 4.750 4.250 3.500
APR: 4.840 4.405 3.584
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.750 4.250
APR: 4.986 4.565 4.901 4.523
******************************** VIRGINIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.750 4.000 3.875 4.125
<=$729K 4.875 4.250 4.125
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 3.875 4.500 3.875 2.875 3.250
APR: 4.735 4.062 4.649 4.146 2.974 3.351
<=$729K 4.750 4.125 3.500
APR: 4.840 4.280 3.584
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.250
APR: 4.986 4.439 4.901 4.523
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Primary Residence Conforming Purchase & Refinance;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase;
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注：以上凡是没有表明利率的loan program，意味着我们没法提供No Point的贷款。如
果您想要知道该program的利率，请和我们联系查询。我们的联系方式可通过点击我们
的User ID来得到。 | h**n
发帖数: 1110 | | c**********e
发帖数: 1184 | 3 是啊，希望下个星期继续往下降！
【在 h**n 的大作中提到】
: 好呀，
| n******l
发帖数: 4407 | 4 purchase ARM好地啊，
refi咋高那么多呢？
昨天的下降！这对一直在等待机会锁定利率的买房的网友可是一个好机会！
**
【在 c**********e 的大作中提到】
: 短评：今天（1月7日星期五）ARM贷款的利率大降，其它program除30年固定外也比和昨天的下降！这对一直在等待机会锁定利率的买房的网友可是一个好机会！
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.750 4.250 4.750 4.125 3.875 4.125
: <=$729K 4.875 4.375 4.125
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.875 4.250 4.750 4.125 4.125
| a***a
发帖数: 296 | | s********0
发帖数: 2687 | 6 请问你们公司做home parth这样的贷款吗？ |
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