c*****r
发帖数: 529 | 1 the benefit? got a fresh 5 year with the same rate for 5/1 arm. |
f*****u
发帖数: 729 | 2 absolutely not possible, there has to be at least 0.25 difference for the
same term refinance. |
p*******p
发帖数: 220 | 3 is it a requirement by lender or broker? if the customer wants, i don't see the reason.
【在 f*****u 的大作中提到】
: absolutely not possible, there has to be at least 0.25 difference for the
: same term refinance.
|
b*d
发帖数: 9308 | 4 同样的利率肯定不可以,要低到0.25%才值得做.
【在 c*****r 的大作中提到】
: the benefit? got a fresh 5 year with the same rate for 5/1 arm.
|
I********w
发帖数: 86 | 5 Didn't you get a smaller monthly payment? |
b*d
发帖数: 9308 | 6 是的,具体要看哪个银行,这个benefit calculation每个银行的要求不一样.具体还是问
问Broker比较好.
【在 I********w 的大作中提到】
: Didn't you get a smaller monthly payment?
|
k*******2
发帖数: 132 | 7 从lender的角度来说，需要对borrower有material benefit,其中rate降低0.25%就是其
中一个哟
【在 c*****r 的大作中提到】
: the benefit? got a fresh 5 year with the same rate for 5/1 arm.
|
