c*******k
发帖数: 76 | 1 请问贷款买个Condo现在住。以后打算买个House然后全家搬去House住。把Condo出租。
那么现在Condo的贷款会对将来买House的贷款有影响吗？ 谢谢 |
n*******9
发帖数: 3244 | 2 it will change your dubt-income ratio which banks will use as one of the
guild line to qualify your loan application.
【在 c*******k 的大作中提到】
: 请问贷款买个Condo现在住。以后打算买个House然后全家搬去House住。把Condo出租。
: 那么现在Condo的贷款会对将来买House的贷款有影响吗？ 谢谢
|
c*******k
发帖数: 76 | 3 Thanks. What if the Condo loan is paid off by the time of buying a house?
【在 n*******9 的大作中提到】
: it will change your dubt-income ratio which banks will use as one of the
: guild line to qualify your loan application.
|
n*******9
发帖数: 3244 | 4 then it will beome your asset called equit to increase your borrowing power.
【在 c*******k 的大作中提到】
: Thanks. What if the Condo loan is paid off by the time of buying a house?
|
c*******k
发帖数: 76 | 5 Thanks a lot!
Will loan lander question the primary residence of the house?
power.
【在 n*******9 的大作中提到】
: then it will beome your asset called equit to increase your borrowing power.
|
n*******9
发帖数: 3244 | 6 if you already paid off, it will not become an issue. even if you still have
some unpaid, you still can get a new loan since you are moving up.
【在 c*******k 的大作中提到】
: Thanks a lot!
: Will loan lander question the primary residence of the house?
:
: power.
|
c*******k
发帖数: 76 | 7 Thanks newrole09.
Is there any difference in interest rate for first and second property?
Will first time home buyer get a lower interest rate?
have
【在 n*******9 的大作中提到】
: if you already paid off, it will not become an issue. even if you still have
: some unpaid, you still can get a new loan since you are moving up.
|
b*d
发帖数: 9308 | 8 你现在买的condo算是primary residence，将来买的SFH也可以算做primary residence
，贷款上面不会有区别的。
【在 c*******k 的大作中提到】
: Thanks newrole09.
: Is there any difference in interest rate for first and second property?
: Will first time home buyer get a lower interest rate?
:
: have
|
d******n
发帖数: 2712 | 9 只要买两个房子之间的间隔能在1年以上，就完全没有问题了。 |
