C*****a 发帖数: 1025 | 1 417k < loan amount <625k
30% downpay
credit score > 760
no point, no fee
Northern california
purchase
Is this rate acceptable, or too high? |
k******o 发帖数: 3328 | 2 这个利率是有一点偏高,需要更多的咨讯
【在 C*****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 417k < loan amount <625k : 30% downpay : credit score > 760 : no point, no fee : Northern california : purchase : Is this rate acceptable, or too high?
|
s******o 发帖数: 935 | 3 4.125?這個有點高哎,最近看了看大概3.8左右啊 |
b*d 发帖数: 9308 | 4 是没有任何的费用吗?如果包括Escrow和title的费用还是很不错的。
【在 C*****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 417k < loan amount <625k : 30% downpay : credit score > 760 : no point, no fee : Northern california : purchase : Is this rate acceptable, or too high?
|
b********3 发帖数: 30 | 5 closing cost如果不超过$3500,4.0%可以做下来 |
b*d 发帖数: 9308 | 6 这个房价应该不止这些Closing cost。
【在 b********3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : closing cost如果不超过$3500,4.0%可以做下来
|
k******o 发帖数: 3328 | 7 Normally, purchase closing cost is higher than refinancing.
【在 C*****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 417k < loan amount <625k : 30% downpay : credit score > 760 : no point, no fee : Northern california : purchase : Is this rate acceptable, or too high?
|
b********3 发帖数: 30 | 8 嗯,要看contract怎么说
【在 b*d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个房价应该不止这些Closing cost。
|
k******o 发帖数: 3328 | 9 yeah. All of these charge is depending on the contract clause.
【在 b********3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 嗯,要看contract怎么说
|
C*****a 发帖数: 1025 | 10 My agent said I only need to pay for home insurance and maybe prorated
property tax and mortgage interest. I saw 3.875% somewhere, but I am not
sure whether we that is interest rate or APR.
【在 b*d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是没有任何的费用吗?如果包括Escrow和title的费用还是很不错的。
|
b*d 发帖数: 9308 | 11 一般说的数字都是Rate,不是APR,如果你的Agent可以帮你Cover掉所有的Closing
cost,也是个不错的Deal。
【在 C*****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : My agent said I only need to pay for home insurance and maybe prorated : property tax and mortgage interest. I saw 3.875% somewhere, but I am not : sure whether we that is interest rate or APR.
|
k******o 发帖数: 3328 | 12 covering all purchasing closing cost? If yes, quite decent deal.
【在 C*****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : My agent said I only need to pay for home insurance and maybe prorated : property tax and mortgage interest. I saw 3.875% somewhere, but I am not : sure whether we that is interest rate or APR.
|
b*d 发帖数: 9308 | 13 搂主的贷款是高于$417K的。
【在 s******o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 4.125?這個有點高哎,最近看了看大概3.8左右啊
|