C*****a
发帖数: 1025 | 1 417k < loan amount <625k
30% downpay
credit score > 760
no point, no fee
Northern california
purchase
Is this rate acceptable, or too high? |
k******o
发帖数: 3328 | 2 这个利率是有一点偏高,需要更多的咨讯
【在 C*****a 的大作中提到】
: 417k < loan amount <625k
: 30% downpay
: credit score > 760
: no point, no fee
: Northern california
: purchase
: Is this rate acceptable, or too high?
|
s******o
发帖数: 935 | 3 4.125?這個有點高哎，最近看了看大概3.8左右啊 |
b*d
发帖数: 9308 | 4 是没有任何的费用吗？如果包括Escrow和title的费用还是很不错的。
【在 C*****a 的大作中提到】
: 417k < loan amount <625k
: 30% downpay
: credit score > 760
: no point, no fee
: Northern california
: purchase
: Is this rate acceptable, or too high?
|
b********3
发帖数: 30 | 5 closing cost如果不超过$3500,4.0%可以做下来 |
b*d
发帖数: 9308 | 6 这个房价应该不止这些Closing cost。
【在 b********3 的大作中提到】
: closing cost如果不超过$3500,4.0%可以做下来
|
k******o
发帖数: 3328 | 7 Normally, purchase closing cost is higher than refinancing.
【在 C*****a 的大作中提到】
: 417k < loan amount <625k
: 30% downpay
: credit score > 760
: no point, no fee
: Northern california
: purchase
: Is this rate acceptable, or too high?
|
b********3
发帖数: 30 | 8 嗯，要看contract怎么说
【在 b*d 的大作中提到】
: 这个房价应该不止这些Closing cost。
|
k******o
发帖数: 3328 | 9 yeah. All of these charge is depending on the contract clause.
【在 b********3 的大作中提到】
: 嗯，要看contract怎么说
|
C*****a
发帖数: 1025 | 10 My agent said I only need to pay for home insurance and maybe prorated
property tax and mortgage interest. I saw 3.875% somewhere, but I am not
sure whether we that is interest rate or APR.
【在 b*d 的大作中提到】
: 是没有任何的费用吗？如果包括Escrow和title的费用还是很不错的。
|
b*d
发帖数: 9308 | 11 一般说的数字都是Rate，不是APR，如果你的Agent可以帮你Cover掉所有的Closing
cost，也是个不错的Deal。
【在 C*****a 的大作中提到】
: My agent said I only need to pay for home insurance and maybe prorated
: property tax and mortgage interest. I saw 3.875% somewhere, but I am not
: sure whether we that is interest rate or APR.
|
k******o
发帖数: 3328 | 12 covering all purchasing closing cost? If yes, quite decent deal.
【在 C*****a 的大作中提到】
: My agent said I only need to pay for home insurance and maybe prorated
: property tax and mortgage interest. I saw 3.875% somewhere, but I am not
: sure whether we that is interest rate or APR.
|
b*d
发帖数: 9308 | 13 搂主的贷款是高于$417K的。
【在 s******o 的大作中提到】
: 4.125?這個有點高哎，最近看了看大概3.8左右啊
|
