t*****e
发帖数: 15794 | 1 Buying a house like jumping off the hill.
After half year keep on purchasing , we can't make ends meet this
month.
If the interest rate on my credit is 16%,
I can,only pay $2000 out of $3000,
There are still $1000 left.
But I can try to pay back all next month.
How much interest I need to pay in all?
my result is $160,
Is this right?
If this is right, my heart going to stop beating.
Or should I delay the mortgage payment?
Thanks.
And waiting for banzhuan. | x*****i
发帖数: 4035 | 2 your monthly interest should be
$1000*(16%/365)*30 days = $13.15
depending on when you pay off the balance, you may be charged interest the
second month
【在 t*****e 的大作中提到】
: Buying a house like jumping off the hill.
: After half year keep on purchasing , we can't make ends meet this
: month.
: If the interest rate on my credit is 16%,
: I can,only pay $2000 out of $3000,
: There are still $1000 left.
: But I can try to pay back all next month.
: How much interest I need to pay in all?
: my result is $160,
: Is this right?
| U********S
发帖数: 1896 | 3 不是全部还清的话利息是从实际花钱的那天开始算得，所以要付多于30天的利息，而且其他所有的transaction都不再有grace period，全部按天算利息。 | t*****e
发帖数: 15794 | 4 So basically, I need to pay more than $13 , according to day to day
interest.
Thanks a lot.
且其他所有的transaction都不再有grace period，全部按天算利息。
【在 U********S 的大作中提到】
: 不是全部还清的话利息是从实际花钱的那天开始算得，所以要付多于30天的利息，而且其他所有的transaction都不再有grace period，全部按天算利息。
| U********S
发帖数: 1896 | 5 3k的话大概是2-3个$13。
【在 t*****e 的大作中提到】
: So basically, I need to pay more than $13 , according to day to day
: interest.
: Thanks a lot.
:
: 且其他所有的transaction都不再有grace period，全部按天算利息。
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