b*******n
发帖数: 6 | 1 Two options for no cost refinance:
1) 15yrs 3.25% with half point rebate
2) 15yrs 3.125%
which one is a better option and why?
And normally how much you need to pay to buy down 0.125 rate difference? |
k******o
发帖数: 3328 | 2 It depends on yourself. If I were you, I perfer 1), especially you will not
hold your mortgage for a long time.
【在 b*******n 的大作中提到】
: Two options for no cost refinance:
: 1) 15yrs 3.25% with half point rebate
: 2) 15yrs 3.125%
: which one is a better option and why?
: And normally how much you need to pay to buy down 0.125 rate difference?
|
b*d
发帖数: 9308 | 3 0.125%差不多就是0.5个point,所以两个option差不多好,如果你会短期之内pay off贷
款,肯定是选option 1.
【在 b*******n 的大作中提到】
: Two options for no cost refinance:
: 1) 15yrs 3.25% with half point rebate
: 2) 15yrs 3.125%
: which one is a better option and why?
: And normally how much you need to pay to buy down 0.125 rate difference?
|
b********2
发帖数: 5191 | 4 如果觉得rate还可以到3%, 就拿3.25% with rebate. 不然就拿3.125% |
