y*****7
发帖数: 2869 | 1 想PAY OFF一部分CAR LOAN,PAY个几K啥的。这样MONTHLY PAYMENT 可以降低一些。 看
到这两种选择。我的本能反应是PAY DIRECTLY TO 本金,但这个看得我确实很
CONFURSING。想想PAY CAR和HOUSE基本是一个模式，想请教一下这2者有什么区别？主
要被第二个选项搞得不明白，
Paying more than the standard monthly payment may reduce the amount due on
your next invoice.这个当然是显然的吧。月供少了。
Making a principal payment does not reduce the amount due on your
future invoices 这个我就看不懂了。如果PAY OFF一部分了，怎么会月供不减少
了。我想用这个，但这个让我看得不太明白。
本来要打电话的，都错过时间了，上来问问，谢谢。
选择1:
Standard Payment:
Other Amount: $ .
Applies to both principal and interest
Paying more than the standard monthly payment may reduce the amount due
on your next invoice.
To pay off your account, enter the estimated payoff amount above.
选择2：
Principal Payment:
Principal amount: $ .
Applies only to the principal balance
Making a principal payment does not reduce the amount due on your
future invoices
Cannot be made if a payment is past due
Cannot be made to pay off account | n**p
发帖数: 1150 | 2 多还本金可以提前还完。
想要减少月还款额，只能做re-finance.
on
【在 y*****7 的大作中提到】
: 想PAY OFF一部分CAR LOAN,PAY个几K啥的。这样MONTHLY PAYMENT 可以降低一些。 看
: 到这两种选择。我的本能反应是PAY DIRECTLY TO 本金,但这个看得我确实很
: CONFURSING。想想PAY CAR和HOUSE基本是一个模式，想请教一下这2者有什么区别？主
: 要被第二个选项搞得不明白，
: Paying more than the standard monthly payment may reduce the amount due on
: your next invoice.这个当然是显然的吧。月供少了。
: Making a principal payment does not reduce the amount due on your
: future invoices 这个我就看不懂了。如果PAY OFF一部分了，怎么会月供不减少
: 了。我想用这个，但这个让我看得不太明白。
: 本来要打电话的，都错过时间了，上来问问，谢谢。
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