p***e
发帖数: 111 | 1 30 years fixed rate 3.5% 是不是还算可以呀？
7000$总的ｃｌｏｓｉｎｇ ｃｏｓｔ.贷款总数２００ｋ。
这是个正常的价格吧？ | b********2
发帖数: 5191 | 2 如果 LTV <75%, 可以做3.375% no closing cost, no point | f**********8
发帖数: 348 | 3 搭车问一下，如果 Downpay 20%，没绿卡，贷款352K，可以拿到这个RATE,NO COST吗？
我在南加州。
谢谢。 | r******d
发帖数: 1879 | 4 YEs, it is good rate due to your loan amount.
In CA, you can get 1.75 point back with this rate and loan amount for LTV75%
. The rebate should be more than enough to cover the loan related closing
cost. but escrow fee will varies among escrow company. I would assume that
yoru closing cost includes your interest, proeprty tax, escrow...
【在 p***e 的大作中提到】
: 30 years fixed rate 3.5% 是不是还算可以呀？
: 7000$总的ｃｌｏｓｉｎｇ ｃｏｓｔ.贷款总数２００ｋ。
: 这是个正常的价格吧？
| r******d
发帖数: 1879 | 5 3.375% is only for PF, who only accept US citizen and Green card.
For your case, LTV80, FICO 740+, 30 days lock, you can get 3.5% for 30 yrs
fix no cost.
Check my club rate for the rate trend if you are interested.
Best luck!
【在 f**********8 的大作中提到】
: 搭车问一下，如果 Downpay 20%，没绿卡，贷款352K，可以拿到这个RATE,NO COST吗？
: 我在南加州。
: 谢谢。
| f**********8
发帖数: 348 | 6 多谢多谢！
【在 r******d 的大作中提到】
: 3.375% is only for PF, who only accept US citizen and Green card.
: For your case, LTV80, FICO 740+, 30 days lock, you can get 3.5% for 30 yrs
: fix no cost.
: Check my club rate for the rate trend if you are interested.
: Best luck!
| p***e
发帖数: 111 | 7 目前是按照ＬＴＶ＝８０％算得，如果ＬＴＶ<75%,可以和Ａｇｅｎｔ再谈谈？
【在 b********2 的大作中提到】
: 如果 LTV <75%, 可以做3.375% no closing cost, no point
| p***e
发帖数: 111 | 8 Yes, 7000$ includes interest, proeprty tax, escrow etc...
Sound my rate is good. Thanks.
LTV75%
that
【在 r******d 的大作中提到】
: YEs, it is good rate due to your loan amount.
: In CA, you can get 1.75 point back with this rate and loan amount for LTV75%
: . The rebate should be more than enough to cover the loan related closing
: cost. but escrow fee will varies among escrow company. I would assume that
: yoru closing cost includes your interest, proeprty tax, escrow...
| p***e
发帖数: 111 | 9 If I get 1.75 point back, will the rate increases or remains same?
LTV75%
that
【在 r******d 的大作中提到】
: YEs, it is good rate due to your loan amount.
: In CA, you can get 1.75 point back with this rate and loan amount for LTV75%
: . The rebate should be more than enough to cover the loan related closing
: cost. but escrow fee will varies among escrow company. I would assume that
: yoru closing cost includes your interest, proeprty tax, escrow...
| r******d
发帖数: 1879 | 10 rate is same with 1.75% back. this money will be used to cover your closing
cost.
【在 p***e 的大作中提到】
: If I get 1.75 point back, will the rate increases or remains same?
:
: LTV75%
: that
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