g****y 发帖数: 30 | 1 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们
买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我
这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo,
所以高一点. 求建议. | b*d 发帖数: 9308 | 2 我觉得利率还是高了,你的情况应该可以拿到3.75%左右。
condo,
【在 g****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们 : 买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我 : 这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo, : 所以高一点. 求建议.
| r******d 发帖数: 1879 | 3 I dont know other state. But if you are in CA, I just checked the rate for
you. YOu should be able to get 3.875% with 0.5 point back based on last
friday's rate for Condo, if your LTV80 and FICO 740+.
condo,
【在 g****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30-year fixed, Loan amount: $500k, 20% downpay, excellent credit score. 我们 : 买的是Condo. 银行给了4% 加半个point的credit. 看到版上大家都能拿到4%以下, 我 : 这个是不是高了. 银行的解释是因为我的贷款额高(super conforming), 并且是condo, : 所以高一点. 求建议.
| g****y 发帖数: 30 | 4 Thanks much. I locked the rate about 1 month ago and the rate has been
dropping. That's probably why. It doesn't seems too much off.
【在 r******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I dont know other state. But if you are in CA, I just checked the rate for : you. YOu should be able to get 3.875% with 0.5 point back based on last : friday's rate for Condo, if your LTV80 and FICO 740+. : : condo,
| b*d 发帖数: 9308 | 5 心态不错。
【在 g****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Thanks much. I locked the rate about 1 month ago and the rate has been : dropping. That's probably why. It doesn't seems too much off.
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