l********r
发帖数: 906 | 1 townhouse：不太清楚这个dwelling (option A)是啥意思，难道还有option B? |
l********r
发帖数: 906 | 2 忘了说了，是state farm.
【在 l********r 的大作中提到】
: townhouse：不太清楚这个dwelling (option A)是啥意思，难道还有option B?
|
c********n
发帖数: 731 | 3 dwelling is the rebuild cost, is the $ to spend if such house is built at
the similar location. I think this is fine. The thing is the usually the
premium is not much of difference between town house and single family.
Condo could be much cheaper. |
p******y
发帖数: 3523 | 4 LZ的房子过Million么？Dwelling的coverage 够高的。如果是condo，有mortgage的话
，dwelling coverage应该是20% appraisal value。
State Fame的option A似乎就是replacement cost的那个选项。
如果房子属于PUD，那么要保到贷款额至少。 |
l********r
发帖数: 906 | 5 谢谢。
【在 c********n 的大作中提到】
: dwelling is the rebuild cost, is the $ to spend if such house is built at
: the similar location. I think this is fine. The thing is the usually the
: premium is not much of difference between town house and single family.
: Condo could be much cheaper.
|
l********r
发帖数: 906 | 6 没有，只有50万多一点的townhouse。
我的贷款lender要求"at least equal to the lesser of the replacement value of
the improvements or the uppaid principal balance",我的improvement appraial价
格就是$209,000。
你说的属于PUD 是啥意思？谢谢了
【在 p******y 的大作中提到】
: LZ的房子过Million么？Dwelling的coverage 够高的。如果是condo，有mortgage的话
: ，dwelling coverage应该是20% appraisal value。
: State Fame的option A似乎就是replacement cost的那个选项。
: 如果房子属于PUD，那么要保到贷款额至少。
|
